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Skip Navigation LinksHome > Contact Us > Lending People
Only a portfolio lender like WaterStone Bank which fully services each and every loan we originate - can empower representatives to take your mortgage from initial inquiry to finished loan efficiently and painlessly.

A WaterStone Bank Mortgage professional is your personal banker and paperwork slayer. No reporting to separate departments, no repeating information, no passing the buck. Your WaterStone Bank Mortgage Banker, your advocate and partner in making your dream home a reality!

Residential 1-4 Family Lending Team:
Commercial Real Estate Lending Team, located at our Waukesha Office:

Consumer Lending Team:
  • Natalie Quartullo
    Franklin Branch
      414-459-4401
      Email

  • Michelle Danczyk
    Germantown Branch
      262-696-7001
      Email

  • Abe Pondikati
    Oak Creek Branch
      414-459-4351
      Email

  • Chris Ulwelling
    Oconomowoc Branch
      262-696-7051
      Email

  • Mary Schalig
    Pewaukee Branch
      262-696-7101
      Email

  • Wendy Rice
    Waukesha Branch
      262-696-7151
      Email

  • Erin McCarthy
    Wauwatosa Branch
      414-459-4301
      Email

  • Gina Rafenstein
    West Allis Branch
      414-459-4451
      Email

  • Angeline Frindell
    Consumer Loan Department
      414-459-4681
      Email

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