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Kurt E. Andrae
Vice President - Sr. Commercial Loan Officer

Kurt E. Andrae joined WaterStone Bank, SSB in October, 2009, taking on the role of Vice President and Commercial Real Estate Division Head. He brings more than 15 years of experience in the financial industry.

Prior to joining WaterStone Bank, Kurt held the position of President and CEO of the former First Wisconsin Bank & Trust in Brookfield, Wisconsin (2006-2008). Kurt started his banking career as a Loan Officer in the Real Estate Division of Boulevard Bank (now US Bank) in Chicago. Kurt then worked at LaSalle Bank for over nine years, most recently as Senior Vice President of the Real Estate Division where he oversaw the management, growth, and marketing of their Wisconsin office.

Andrae received his Bachelor’s Degree in Finance from the University of Wisconsin-Whitewater. In addition, he earned his Master of Business Administration in Real Estate, Marketing and Organizational Behavior from the JL Kellogg Graduate School of Management at Northwestern University in Evanston, Illinois.

In addition to his experience in the banking industry, Andrae is also recognized as an expert in the field of conservation development for his work with Red Wing Land Company. Andrae formed Red Wing in 2003 and permanently preserved over 300 acres of land as open space since the company’s inception.

As a vested member of the community, Andrae serves on the Board of Directors for the UW-Whitewater Foundation. He has also endowed the Dominguez Scholarship at the UW-Whitewater which is awarded to outstanding students who have an emphasis in Economics. He also serves on the Advisory Boards of the College of Business of UW-Whitewater, Natural Resources Consulting, Inc. and Land Choices.

  Email
  414-459-4566
 
Julie M. Fay-Krivitz
Assistant Vice President – Commercial Real Estate Lender

Julie M. Fay-Krivitz came to WaterStone Bank in January 2011, bringing more than 12 years of experience in the commercial and residential lending fields. Prior to joining WaterStone, she held the position of Lending/Loan Officer for JPMorgan Chase Banking in Pewaukee, Wisconsin (2010-2011).

Julie received her Associate’s Degree in Real Estate Property Assessment and Appraisal from Waukesha County Technical College in Pewaukee, Wisconsin. In addition, she is a licensed real estate broker and certified residential appraiser for the State of Wisconsin.

In addition to her experience in the banking and real estate industries, Julie currently teaches courses in mortgage banking and property management at Waukesha County Technical College.

As a vested member of the community, Julie is actively involved with the athletic programs and booster clubs for Stone Bank School and Arrowhead Union High School. She also regularly volunteers for the Literacy Council of Greater Waukesha.

  Email 
  414-459-4568
 
Kenneth A. Snyder
Vice President - Sr. Commercial Loan Officer

Ken Snyder has served as Vice President of WaterStone Bank since 1998. He has held his current position as Senior Commercial Loan Officer since 2006. Prior to his move into the commercial real estate department, Ken was the Head of the Lending Division where he oversaw the mortgage origination, loan processing, post-closing, and mortgage servicing departments.

Snyder began his banking career in 1986 as a teller at the Oak Creek office. Shortly thereafter, he was promoted to positions in the mortgage servicing department and the delinquent loans department. He joined the lending department in 1990 as a mortgage loan officer. In 1994, he was promoted to Oak Creek Branch Manager and Assistant Vice President.

Snyder is active in community and professional organizations including Kiwanis, the Greater Milwaukee Association of Realtors, and the Metropolitan Builders Association.

  Email 
  414-459-4567
 
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