Personal Center Business Center Current Rates and Offers  
Open Checking Account
At WaterStone Bank, your Checking account includes all of the following:
  • Convenient Consumer Internet Banking at WSBonline.com
  • Access to Mobile and Text Banking
  • Access to over 850 no-fee ATMs with your complimentary CheckCard
  • Preferred Consumer Loan Pricing**
  • Overdraft Protection for peace of mind^
  • Free 24-hour Telephone Banking - 1.877.WSB.BANK
  • Exceptional customer service to help you achieve your financial goals
  • Identity Guard® free for six months with opt-in after trial
  • Ask about our Classic Club that offers exclusive benefits for customers 55 & older, including free WSB Corporate Image checks!
  E-Checking Relationship Checking Free Checking Loyalty Checking
 
  Perfect for students and young adults on the go. Simplify your life and save money with the Relationship Checking account. No minimums, no monthly service charges, no-hassle Checking. Maximize your earnings, enjoy flexibility and extraordinary personal service.
No Monthly Fee X With a $1,000 monthly average balance or $5,000 in total deposits; otherwise an $8.00 monthly fee applies X With a $10,000 monthly average balance or $50,000 in total deposits; otherwise a $25.00 monthly fee applies
Earns Interest   With a balance if $2,500 or more   X
Free Online Bill Pay X X X X
Free Checks   First box of checks free    
Unlimited Check Writing   X X X
No Annual Fee CheckCard X X X X
Free Travelers Checks & Bank Checks   X   X
No Annual Fee Credit Card* With 1 purchase per year With 1 purchase per year With 1 purchase per year With 1 purchase per year
Minimum balance to open all Checking accounts is $100
*Subject to credit approval
**With Automatic Payment
^Additional account required