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Consumer Lending

Convenient and flexible consumer loans.

WSB OptionFlex Home Equity Line-of-Credit combines the flexibility of a credit line with a fixed rate loan option.
  • Borrow what you need, when you need it with available funds under the line-of-credit plan
  • Lock in a fixed rate on all or any part of your line-of-credit balance at any time
  • Security of a fixed rate option with fixed monthly payments for the life of the locked in portion
  • Achieve greater control with flexible payment options
  • Convenient access to your funds by phone, through Consumer Internet Banking, or with free checks
Non-Real Estate Secured Loans use your assets to secure your installment loan.
  • Competitive, fixed rates and terms on secured asset loans
  • Entire loan amount available on origination date
  • Convenient account access by phone or through Consumer Internet Banking
Assets that can be used as collateral for a Non-Real Estate Secured Loan:
  • Autos
  • Recreational Vehicles
  • Boats
  • Motorcycles
  • WaterStone Bank Certificate of Deposit (CD)
We understand that our customers have busy lifestyles so we focus on quick turnaround. In many cases, you can apply in the morning and close in the afternoon. We will work with you to find what best fits your individual needs.

To get your application started, e-mail us today, visit one of our branch locations, or call 414.761.1000 or 1.888.686.7272.

Rate discounts will be offered if monthly payments are made through an autopay relationship from a WaterStone Bank Deposit account. Interest on some loans may be deductible. Consult a tax advisor regarding tax deductibility of interest.