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Home Equity Options

All Home Equity Loan Options are combined in one convenient loan product. Our WSB OptionFlex Home Equity Line-of-Credit combines the flexibility of a credit line with a fixed rate loan option. You have ongoing flexibility and the option to choose how your balance is allocated for your specific needs.

We have the perfect product for you whether you are looking to remodel your home, consolidate debt or take your dream vacation. A few minutes are all it takes to apply, and most loans can be conditionally approved the same day! You’ll enjoy local servicing and one point of contact from application through closing.

WSB OptionFlex Home Equity Line-of-Credit features:

Enjoy the ability to borrow what you need, when you need it with available funds under the line-of-credit plan.
Take advantage of the ability to lock in a fixed rate on all or any part of your line-of-credit balance at any time.
Enjoy the security of a fixed rate option with fixed monthly payments for the life of the locked in portion.
Achieve greater control with flexible payment options.
Convenient access to your funds by phone, through Consumer Internet Banking, or with free checks.

Contact Us

To get your application started, e-mail us today, visit one of our branch locations, or call 414-761-1000 or 1-888-686-7272.

Rate discounts will be offered if monthly payments are made through an autopay relationship from a WaterStone Bank Deposit account. Interest may be deductible. Consult a tax advisor regarding tax deductibility of interest.