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WaterStone offers IRA plans that allow you to start saving for your retirement. Enjoy the tax advantages and the benefits of earning interest while saving. We offer a variety of IRAs each designed to fit your personal needs.

Products:

Traditional IRA

Contributions are tax deferrable until funds are withdrawn and may be tax deductible.
Compare to Roth

IRA Roth

Roth IRA Earnings are tax free, subject to IRS guidelines for withdrawal. Your Roth IRA contributions are not tax deductible.
Compare to Traditional IRA

Fixed Rate IRA CD

This IRA will pay same great rate for agreed upon term of either 6 months, 1, 2, 3, 4, or 5 years.

IRA Access Savings Account

Qualifying IRA contributions can be made at any time. Funds may be withdrawn, transferred, or rolled over at any time subject to IRS guidelines.

Click here to learn about temporary changes to your Required Minimum Distribution (RMD).