 |
 |
 |
 |
|
|
|
|
|
|
 Home > Personal Center > Personal Lending > Residential Lending
|
Let us show you what WaterStone Bank Residential Lending has to offer.
Residential Lending at WaterStone Bank, SSB offers exceptional customer service,
flexibility, personalization, and a strong desire to do what’s right for you. We
ask questions to better understand your situation, so we can tailor our products
to best meet your needs. We have lent over one billion dollars to homeowners and
our lending staff averages more than 18 years of experience.
Convenient and flexible.
We are not just looking for customers, but for relationships, so we’ll do it right
the first time! Even though we offer the stability and reputation of a well established
Bank, our Loan Officers will meet you at a time and place that works best for you.
So you can choose a meeting that accommodates your schedule, not ours.
A full range of products and services to fit your needs.
Whether you are a first-time home buyer, current homeowner looking to buy your dream
home, looking to take advantage of today’s lower interest rates, or a customer who
owns multiple investment properties, we will work with you to help find you the
product that fits your needs.
We offer a wide range of Mortgage Loans:
Fixed Rate Mortgages
- Terms that fit your needs.
- FHA Loans – Low minimum downpayment required.
- First-time Home Buyers Programs – Expanded qualification guidelines.
- Non-Owner Occupied Products – Investment properties.
Adjustable Rate Mortgages (ARMs)
- Mortgages not requiring Mortgage Insurance – Mortgages greater than 80% loan-to-value
with the insurance built into the interest rate.
- Non-Owner Occupied Products – Can be in an individual or entity name.
- Some ARM loans originated may be sold on the secondary market. Please consult your
Loan Officer for details.
Portfolio Loans
- Loans are serviced by the Bank for exceptional customer service. In addition to
ARM loans for the purchase or refinance of owner occupied or investment properties,
we also offer Lot and Construction Loan products.
Contact Us
Click here to Contact a Loan Officer by E-mail.
|
|