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 Home > Rates Center > Deposit Rates
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Deposit Account Annual Percentage Yields (APY) Valid August 30, 2010
Advertised rates are subject to change at any time
| Fixed Rate Certificates of Deposit |
INTEREST
RATE
|
ANNUAL
PERCENTAGE YIELD
|
REQUIRED MINIMUM
BALANCE TO EARN APY
|
REQUIRED MINIMUM
BALANCE TO OPEN
|
| 24 Month CD Special* |
| 1.54% |
1.55% |
$5,000.00 |
$5,000.00 |
| 6 Month CD* |
| 0.80% |
0.80% |
$1,000.00 |
$1,000.00 |
| 1 Year CD* |
| 1.14% |
1.15% |
$1,000.00 |
$1,000.00 |
| 2 Year CD* |
| 1.34% |
1.35% |
$1,000.00 |
$1,000.00 |
| 3 Year CD* |
| 1.59% |
1.60% |
$1,000.00 |
$1,000.00 |
| 4 Year CD* |
| 1.83% |
1.85% |
$1,000.00 |
$1,000.00 |
| 5 Year CD* |
| 2.18% |
2.20% |
$1,000.00 |
$1,000.00 |
*Early withdrawal penalties may apply. Withdrawal of interest will affect APY. Fees may reduce earnings.
| Variable Rate Accounts |
INTEREST
RATE
|
ANNUAL
PERCENTAGE YIELD
|
REQUIRED MINIMUM
BALANCE TO EARN APY
|
REQUIRED MINIMUM
BALANCE TO OPEN
|
| iMoneyMarket* |
| 0.25% |
0.25% |
$9,999.99 or less |
$10,000.00 |
| 0.25% |
0.25% |
$10,000.00 or more |
$10,000.00 |
| iMoneyMarket Plus** |
| 0.50% |
0.50% |
$50,000.00 or less |
$10,000.00 |
| 0.75% |
0.50%
- 0.63% |
$50,000.01 - $100,000.00 |
$10,000.00 |
| 1.00% |
0.63%
- 0.93% |
$100,000.01 or more |
$10,000.00 |
| Savings (includes Moola Moola account) |
| 0.20% |
0.20% |
- |
$10.00 |
| High Yield Savings |
| 0.10% |
0.10% |
$999.99 or less |
$100.00 |
| 0.15% |
0.15% |
$1,000.00 - $2,499.99 |
$100.00 |
| 0.35% |
0.35% |
$2,500.00 - or more |
$100.00 |
| High Yield Relationship Savings*** |
| 0.50% |
0.50% |
$74,999.99 or less |
$100.00 |
| 0.95% |
0.95% |
$75,000.00 or more |
$100.00 |
| Checking Accounts |
| Free Checking |
| 0.00% |
0.00% |
- |
$100.00 |
| E-Checking |
| 0.00% |
0.00% |
- |
$100.00 |
| Relationship |
| 0.10% |
0.10% |
$2,500.00 or more |
$100.00 |
| Loyalty |
| 0.10% |
0.10% |
$9,999.99 or less |
$100.00 |
| 0.15% |
0.15% |
$10,000.00 - $49,999.99 |
$100.00 |
| 0.25% |
0.25% |
$50,000.00 - $99,999.99 |
$100.00 |
| 0.25% |
0.25% |
$100,000.00 or more |
$100.00 |
| Business Accounts |
| Business Money Market |
| 0.10% |
0.10% |
$2,499.99 or less |
$10.00 |
| 0.15% |
0.15% |
$2,500.00 or more |
$10.00 |
| Business iMoneyMarket Plus** |
| 0.50% |
0.50% |
$50,000.00 or less |
$10,000.00 |
| 0.75% |
0.50%
- 0.73% |
$50,000.01 - $500,000.00 |
$10,000.00 |
| Business Savings |
| 0.20% |
0.20% |
- |
$10.00 |
| Business NOW Checking |
| 0.10% |
0.10% |
$2,499.99 or less |
$10.00 |
| 0.15% |
0.15% |
$2,500.00 or more |
$10.00 |
| Basic Business Checking |
| 0.00% |
0.00% |
- |
$100.00 |
| Premium Business Checking Account Analysis |
| 0.00% |
0.00% |
- |
$100.00 |
Interest rates are variable and may change after account is opened. Fees may reduce earnings.
*iMoneyMarket – Interest rates on all tiers are variable and subject to change weekly at bank’s discretion. The interest rate will never be less than .25%.
**iMoneyMarket Plus – Interest rates on all tiers are variable and subject to change weekly at bank’s discretion. Interest earned applies only to those balances within the tier. The interest rate will never be less than .50%. iMoneyMarket Plus (personal) accounts require a companion checking account.
***High Yield Relationship Savings account requires a checking account with a reoccurring automatic deposit (payroll or government benefits).
| Fixed Rate IRA Certificates of Deposit |
INTEREST
RATE
|
ANNUAL
PERCENTAGE YIELD
|
REQUIRED MINIMUM
BALANCE TO EARN APY
|
REQUIRED MINIMUM
BALANCE TO OPEN
|
| 24 Month CD Special* |
| 1.54% |
1.55% |
$2,500.00 |
$2,500.00 |
| 6 Month IRA CD* |
| 0.80% |
0.80% |
$500.00 |
$500.00 |
| 1 Year IRA CD* |
| 1.14% |
1.15% |
$500.00 |
$500.00 |
| 2 Year IRA CD* |
| 1.34% |
1.35% |
$500.00 |
$500.00 |
| 3 Year IRA CD* |
| 1.59% |
1.60% |
$500.00 |
$500.00 |
| 4 Year IRA CD* |
| 1.83% |
1.85% |
$500.00 |
$500.00 |
| 5 Year IRA CD* |
| 2.18% |
2.20% |
$500.00 |
$500.00 |
*Early withdrawal penalties may apply. Withdrawal of interest will affect APY. Fees may reduce earnings.
| Variable Rate IRA Accounts |
INTEREST
RATE
|
ANNUAL
PERCENTAGE YIELD
|
REQUIRED MINIMUM
BALANCE TO EARN APY
|
REQUIRED MINIMUM
BALANCE TO OPEN
|
| IRA Access Savings |
| 0.20% |
0.20% |
$10.00 |
$10.00 |
*Early withdrawal penalties may apply. Withdrawal of interest will affect APY. Fees may reduce earnings.
| Variable Rate Health Savings Accounts (HSA) |
INTEREST
RATE
|
ANNUAL
PERCENTAGE YIELD
|
REQUIRED MINIMUM
BALANCE TO EARN APY
|
REQUIRED MINIMUM
BALANCE TO OPEN
|
| Health Savings Account* |
| 0.10% |
0.10% |
$1,000 or less |
$100.00 |
| 0.15% |
0.15% |
$1,000.01 - $2,500 |
$100.00 |
| 0.25% |
0.25% |
$2,500.01 - $5,000 |
$100.00 |
| 0.25% |
0.25% |
$5,000.01 - $10,000 |
$100.00 |
| 0.25% |
0.25% |
$10,000.01 or more |
$100.00 |
*Interest rates are variable and may change after account is opened. Fees may reduce earnings. HSA rules apply. Contact us for more information.
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