Enjoy the freedom to bank anytime, anywhere, with features like Mobile Banking with Mobile Check Deposit, over 850 no-fee ATMs, and a CheckCard with ScoreCard® Rewards. You'll earn points on day-to-day CheckCard transactions that can be redeemed for merchandise and travel.
Open your WSB Essential Checking account today!

^All checking bonus offers require a new WaterStone Bank SSB (WSB) Essential Checking account to be opened by 8/31/2018 and requires account to be open and active for the entire statement cycle* in order to qualify for that statement cycle's* bonus. The Essential Checking account requires $100 minimum balance to open the account and does not pay interest. Offer(s) applies to new checking account customers only and does not apply to individuals that closed a WSB checking account within the past 180 calendar days. Offer is redeemable at any branch location, cannot be combined with other offers, and is limited to one per household. Employees and agents of WaterStone Bank SSB, its respective affiliates and subsidiaries are not eligible. Account must be open and active for 180 calendar days, or a $30.00 closing fee may be assessed at account closing. For tax reporting purposes, a 1099 form may be issued at yearend for recipients of bonuses. Other checking options are available for this offer, ask us for more details. See Account Disclosure for more information. $50 Automatic Deposit bonus offer requires a $300 minimum automatic deposit of payroll or government benefits to be received within 90 calendar days of account opening. Bonus will be credited to the new checking account on the first statement cycle* after the direct deposit is received. E-Statements bonus offer requires enrollment in WaterStone Bank SSB's Consumer Internet Banking and consent to receive e-statements to qualify to receive $3 recurring bonus. $3 bonus will be credited to the new checking account on a recurring basis on the last day of the statement cycle* provided you continue to be enrolled to receive e-statements. The new account will be monitored for a period of 12 months from account opening for continued enrollment in e-statements (maximum of $36 bonus). CheckCard $1 reward requires a CheckCard purchase of at least $10 or more that has posted and settled to the new checking account each statement cycle (ATM transactions do not qualify). CheckCard rewards are capped to a maximum of $10 per statement cycle for a 12 month period from account opening (maximum of $120 in rewards). Rewards will be consolidated and credited to the new checking account on the last day of the statement cycle*. Receive a one-time anniversary bonus of $50 deposited to account within 30 days after the account has been open and active for 1 year. Upon opening a WSB Essential Checking account and enrolling in ScoreCard® Rewards program, 1,000 ScoreCard® Rewards points will be credited to your ScoreCard® Rewards account within 30 calendar days of account opening. *A statement cycle may be from the 17th (a calendar day) of a month to the 16th (a calendar day) of the next month. To determine your statement cycle please ask your Personal Banker at the time of account opening. OL027D