Deposit Rates

Deposit Account Annual Percentage Yields (APY) Valid Monday, December 05, 2016
Advertised rates are subject to change at any time

Fixed Rate Certificates of Deposit
INTEREST
RATE
ANNUAL
PERCENTAGE YIELD
REQUIRED MINIMUM
BALANCE TO EARN APY
REQUIRED MINIMUM
BALANCE TO OPEN
13 Month CD Special*
1.00 %1.00 %$5,000.00$5,000.00
25 Month CD Special*
1.24 %1.25 %$5,000.00$5,000.00
6 Month CD*
0.10 %0.10 %$1,000.00$1,000.00
1 Year CD*
0.20 %0.20 %$1,000.00$1,000.00
2 Year CD*
0.40 %0.40 %$1,000.00$1,000.00
3 Year CD*
0.60 %0.60 %$1,000.00$1,000.00
4 Year CD*
0.80 %0.80 %$1,000.00$1,000.00
5 Year CD*
1.00 %1.00 %$1,000.00$1,000.00
*Early withdrawal penalties may apply. Withdrawal of interest will affect APY. Fees may reduce earnings.


Variable Rate Accounts
INTEREST
RATE
ANNUAL
PERCENTAGE YIELD
REQUIRED MINIMUM
BALANCE TO EARN APY
REQUIRED MINIMUM
BALANCE TO OPEN
Smart Banking Bundle
Smart Money Market**
0.25 %0.25 %$4,999.99 or less$100.00
0.25 %0.25 %$5,000.00 - $99,999.99
0.25 %0.25 %$100,000.00 - $249,999.99
0.25 %0.25 %$250,000.00 or more
Smart Checking (non-interest bearing)
-$100.00
Money Market & Savings Accounts
iMoneyMarket Plus*
0.10 %0.10 %$49,999.99 or less$100.00
0.15 %0.15 %$50,000.00 - $99,999.99
0.25 %0.25 %$100,000.00 or more
Savings (includes Moola Moola account)
0.01 %0.01 %-$10.00
Purpose Savings
0.01 %0.01 %-$10.00
Super Savings
0.05 %0.05 %-$10.00
Checking Accounts
Free Checking (non-interest bearing)
-$100.00
E-Checking (non-interest bearing)
-$100.00
Relationship
0.00 %0.00 %$2,499.99 or less$100.00
0.01 %0.01 %$2,500.00 or more
Loyalty
0.01 %0.01 %$9,999.99 or less$100.00
0.05 %0.05 %$10,000.00 - $49,999.99
0.10 %0.10 %$50,000.00 - $99,999.99
0.15 %0.15 %$100,000.00 or more
Business Accounts
Business iMoneyMarket
0.10 %0.10 %$49,999.99 or less$100.00
0.15 %0.15 %$50,000.00 or more
Business Savings
0.01 %0.01 %-$10.00
Business Super Savings
0.05 %0.05 %-$10.00
Business Interest Checking
0.01 %0.01 %$2,499.99 or less$100.00
0.01 %0.01 %$2,500.00 or more
Business Checking (non-interest bearing)
-$100.00
Non Profit Community Checking
0.05 %0.05 %-$100.00
Premium Business Checking Account Analysis
(earnings credit)
-$100.00
Municipal Checking
0.00 %0.00 %$9,999.99 or less$100.00
0.05 %0.05 %$10,000.00 or more
Interest rates are variable and may change after account is opened. Fees may reduce earnings.

*iMoneyMarket Plus – Interest rates on all tiers are variable and subject to change weekly at bank’s discretion. iMoneyMarket Plus accounts require a companion checking account.

**Smart Money Market accounts require a companion Smart Checking account.


Fixed Rate IRA Certificates of Deposit
INTEREST
RATE
ANNUAL
PERCENTAGE YIELD
REQUIRED MINIMUM
BALANCE TO EARN APY
REQUIRED MINIMUM
BALANCE TO OPEN
13 Month IRA CD Special**
1.00 %1.00 %$2,500.00$2,500.00
25 Month IRA CD Special**
1.24 %1.25 %$2,500.00$2,500.00
6 Month IRA CD**
0.10 %0.10 %$500.00$500.00
1 Year IRA CD**
0.20 %0.20 %$500.00$500.00
2 Year IRA CD**
0.40 %0.40 %$500.00$500.00
3 Year IRA CD**
0.60 %0.60 %$500.00$500.00
4 Year IRA CD**
0.80 %0.80 %$500.00$500.00
5 Year IRA CD**
1.00 %1.00 %$500.00$500.00
**Early withdrawal penalties may apply. Withdrawal of interest will affect APY. Fees may reduce earnings.


Variable Rate IRA Accounts
INTEREST
RATE
ANNUAL
PERCENTAGE YIELD
REQUIRED MINIMUM
BALANCE TO EARN APY
REQUIRED MINIMUM
BALANCE TO OPEN
IRA Access Savings*
0.01 %0.01 %$10.00$10.00
*Early withdrawal penalties may apply. Interest rates are variable and may change after account is opened. Withdrawal of interest will affect APY. Fees may reduce earnings.


Variable Rate Health Savings Accounts (HSA)
INTEREST
RATE
ANNUAL
PERCENTAGE YIELD
REQUIRED MINIMUM
BALANCE TO EARN APY
REQUIRED MINIMUM
BALANCE TO OPEN
Health Savings Account*
0.01 %0.01 %$999.99 or less$0.00
0.01 %0.01 %$1,000.00 - $2,499.99
0.01 %0.01 %$2,500.00 - $4,999.99
0.05 %0.05 %$5,000.00 - $9,999.99
0.05 %0.05 %$10,000.00 or more
*Interest rates are variable and may change after account is opened. Fees may reduce earnings. HSA rules apply. Contact us for more information.