Home Mortgages

Adjustable Rate Mortgages (ARMs)
Option of 3-year, 5-year, or 7-year ARM
ARMs are available for purchase or refinance of owner occupied, second homes or investment properties
Owner Occupied loans up to 85% Loan to Value, with no mortgage insurance required
Non-Owner Occupied products for an individual or entity
Loans are serviced by WaterStone Bank

Specialized Mortgage Programs for Medical Students and Residents
Includes qualifying income based on employment contract
Low down payment programs
Option of 3-year, 5-year, or 7-year ARM
Available for purchase of an owner occupied property

Other Loan Options
Waterstone Mortgage Corporation (a subsidiary of WaterStone Bank) offers additional mortgage options with its wide range of products

Useful Forms