Open Certificate of Deposit

  • Convenient ATM access available on all Savings and Money Market accounts with CheckCard and Companion Checking
  • Open a WaterStone Checking account designed to fit your lifestyle
  • Enjoy peace of mind knowing that money is available through a WaterStone Home Equity
  • Finance your home with a mortgage from WaterStone Bank
  • Ask about our complete line of IRA products for a secure retirement
When opening an account, we must receive your opening deposit within 10 business days of your online application in order for you to receive the interest rate that is offered to you at the time your account is opened. If we receive your opening deposit after the 10th business day, your interest rate will be the advertised rate for the term as of the date of funding your new account.
  Standard CDs Promotional CDs
Minimum Balance to Avoid Monthly Fee $1,000 $5,000
Monthly Fee if Minimum Balance is not Maintained None None
Earns Interest Competitive market rate Competitive market rate
Consumer Internet Banking Access X X
Check Writing Access    
24-hour Telephone Banking Access X X
Minimum to Open $1,000 $5,000
Use for Overdraft Protection