Open Certificate of Deposit

  • Convenient ATM access available on all Savings and Money Market accounts with CheckCard and Companion Checking
  • Open a WaterStone Checking account designed to fit your lifestyle
  • Enjoy peace of mind knowing that money is available through a WaterStone Home Equity
  • Finance your home with a mortgage from WaterStone Bank
  • Ask about our complete line of IRA products for a secure retirement
When opening an account, we must receive your opening deposit within 10 business days of your online application in order for you to receive the interest rate that is offered to you at the time your account is opened. If we receive your opening deposit after the 10th business day, your interest rate will be the advertised rate for the term as of the date of funding your new account.
  Standard CDs
Promotional CDs
1 Year Purpose CD
Minimum to Open $1,000 $5,000 $100
Earns Interest Competitive market rate Competitive market rate Competitive market rate
Deposits Allowed At Maturity At Maturity Anytime
Consumer Internet Banking Access X X X
24-hour Telephone Banking Access X X X