Personal Checking Accounts

Essential Checking
Essential Checking
No Monthly Fee when requirements are met^
Free Online Bill Pay
Unlimited Check Writing
Free CheckCard with ScoreCard® Rewards
No Annual Fee Credit Card*

Click here to see Important Disclosure Details, Assumptions and Other Related Information

Minimum Balance to open all Checking accounts is $100.00. See account disclosure for more information.

^With 5 CheckCard purchases or more that have posted and settled to the checking account each statement cycle (ATM transactions do not qualify) or direct deposits of payroll or government benefits totaling $300.00 or more each statement cycle; otherwise a monthly usage fee of $10.00 will be imposed. A statement cycle may be from the 17th (a calendar day) of a month to the 16th (a calendar day) of the next month. To determine your statement cycle please ask your Personal Banker at the time of account opening.

*Subject to credit approval


Universal Checking
Universal Checking
No Monthly Fee when requirements are met^
Earns Interest on balances of $9,999.99 or less, $10,000-$49,999.99, $50,000-$99,999.99, $100,000 or more
Free Online Bill Pay
First box of checks free
Unlimited Check Writing
Free CheckCard with ScoreCard® Rewards
No Fee Official Checks
No Annual Fee Credit Card*

Click here to see Important Disclosure Details, Assumptions and Other Related Information

Minimum Balance to open all Checking accounts is $100.00. See account disclosure for more information.

^ With $1,000.00 average daily balance, qualify to participate in the MVP, Student, or BRAVO Program, or have $10,000.00 or more in average daily balances for the statement cycle^ of related accounts; otherwise $25.00 monthly minimum balance fee will be imposed. A statement cycle may be from the 17th (a calendar day) of a month to the 16th (a calendar day) of the next month. To determine your statement cycle please ask your Personal Banker at the time of account opening.

*Subject to credit approval