Consumer Loans

WSB OptionFlex Home Equity Line-of-Credit combines the flexibility of a credit line with a fixed rate loan option.
  • Borrow what you need, when you need it with available funds under the line-of-credit plan
  • Lock in a fixed rate on all or any part of your line-of-credit balance at any time
  • Security of a fixed rate option with fixed monthly payments for the life of the locked in portion
  • Achieve greater control with flexible payment options
  • Convenient access to your funds by phone, through Consumer Internet Banking, with free checks, or the Equity Access Card. Sign Equity Access Card Agreement.
  • Click here for additional details and current rates.

Non-Real Estate Secured Loans use your assets to secure your installment loan.
  • Competitive, fixed rates and terms on secured asset loans
  • Entire loan amount available on origination date
  • Convenient account access by phone or through Consumer Internet Banking
  • Assets that can be used as collateral for a Non-Real Estate Secured Loan:
    • Autos
    • Recreational Vehicles
    • Boats
    • Motorcycles
    • WaterStone Bank Certificate of Deposit (CD)