*To enroll in the Charitable Checking Program you must have a WaterStone Bank SSB (WSB) consumer checking account and designate an Organization from a list of qualifying Organizations with non-profit status at WSB. Each year in February qualifying Organizations linked to the Charitable Checking Program will receive a donation from the WaterStone Bank Foundation. The donation for each Organization will be determined by WSB and based on the consolidated average annual balances of all WSB checking accounts enrolled in the Charitable Checking Program and listing that Organization as their recipient of choice. You are only allowed to designate one Organization and only from a list of qualifying Organizations at WSB. If you close your account prior to February your account's annual average balance will not be included in determining the amount of donation your designated Organization will receive. All benefits and features for the Charitable Checking Program are subject to change at any time.