fbpx Food Budgeting | WaterStone Bank

If you have a taste for the finer foods in life, you already know: Managing the cost of groceries can be tough.

But food expenses don’t have to eat through your monthly budget. With a little bit of planning and thriftiness, you can keep food costs in check while still satisfying your cravings and your nutritional needs.

  1. Buy seasonal produce.

Fresh fruits, vegetables and herbs are more affordable when you buy them in season. Check the U.S. Department of Agriculture’s Seasonal Produce Guide for guidelines, or use SeasonalFoodGuide.org to see which items are growing now in your area.

  1. Stock up on affordable pantry staples.

Shelf-stable pantry staples aren’t just convenient—they’re often even cheaper than their fresh counterparts. Canned vegetables, beans, and proteins like chicken and fish provide both ease and affordability. To save even more money, and to cut back on sodium, use dry beans instead of canned beans.

  1. Make friends with the freezer aisle.

If you struggle to finish all your fresh fruit and veggies before they go bad, the freezer aisle offers a budget-friendly solution. Stock up on frozen fruits and vegetables so that your favorites are always within reach. You’ll save money and avoid the guilt of throwing spoiled produce in the trash.

  1. Buy in bulk.

If your family goes through pounds of rice, pasta or other dry staples every week, think beyond pre-packaged foods and walk back to the bulk section. It’s generally a better deal to buy in bulk than it is to purchase in smaller quantities, especially for items you use often, from grains, nuts and cereal to paper goods, like toilet paper and paper towels.

  1. Be savvy with coupons.

Gather coupons from newspaper ads, store mailers and email promotions. Some grocery stores have their own shopping apps where you can gather digital coupons. While you’re at the store, the USDA recommends watching for deals right in front of you, like peel-off coupons on packages and coupons set up along the aisles.

  1. Compare your options.

Don’t just reach for the first package you see. The Academy of Nutrition and Dietetics suggests checking unit prices or prices per serving—these numbers can help you determine which item is really the best deal. In general, generic items are cheaper than name brands.

Your grocery trips may take a little longer as you start comparing your options and gathering coupons, but by following these tips, you’ll create smart shopping habits that can save you money in the long run.

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