Financial Literacy Articles

Results Found: 127

  • 5 Easy Ways to Save on Gas

    Fluctuating gas prices are nothing new; in fact, most of us are used to prices rising or falling slightly between each trip to the pump. But this year, as…

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  • Buy Before You Sell a Home: Pros & Cons

    Buying a Home Before Selling: What to Know  Mortgage rates are trending lower and housing inventory is improving, two encouraging signs if you’ve been thinking about making a move.…

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  • 5 Quick FAQs About Credit Scores

    Ask the Expert – 5 Common Credit Score Questions and Answers Pam Zorko, Community President West Allis-GreenfieldPeople are surprised when I tell them I’m passionate about credit bureau reports! But…

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  • Retirement Planning for Your Lifestyle

    Yes, You Can Still Enjoy the Finer Things after You Retire Even after retirement, you can maintain your standard of living if you plan properly in advance. To live…

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  • IRS Tax Scams: How to Spot Them & Protect Your Refund

    How to Spot IRS Tax Scams and Protect Your Refund Tax season isn’t just busy for filers—it’s prime time for scammers. Fraudsters often impersonate the IRS to steal personal…

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  • Budget-Friendly Valentine’s Day Ideas That Still Feel Romantic

    People tend to love the classics when it comes to Valentine’s Day. A romantic dinner, a handwritten card, something sweet, and the idea of a trip together are at…

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  • 4 Steps to Protect Your Money from Identity Theft

    Identity theft is a reality in the digital age. You can take steps to protect yourself, but if you don’t, you might suffer major consequences. Hackers and identity thieves look…

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  • Is Now a Good Time to Refinance? 

    Refinancing is one of homeowners’ most powerful tools when it comes to altering their financial prospects, but only when it’s done with a clear purpose and good timing. Many…

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  • Smart IRA Planning: Common Retirement Mistakes to Avoid

    Individual Retirement Accounts (IRAs) are one of the most effective strategies for building long-term financial security. Setting one up is simple, part of the reason a record-high 44 percent…

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  • Say Goodbye to the Penny

    It’s officially the end of the line for the penny. Earlier this year, the U.S. Department of the Treasury announced it would stop producing the one-cent coin, a major…

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  • How Community Banks Strengthen Local Giving and Connection

    Federal Reserve Governor Michelle Bowman recently noted that “Community banks drive local and regional economic growth, and they play a central role in the financial health of the customers…

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  • How to tell if a phone call from the bank is real or a scam 

    Ask the Expert Edition Here’s Germantown Community President Gurdeep Chahal with tips for spotting scam phone calls. Q: How can I tell if a phone call from the bank…

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  • What to Do When You Inherit a House 

    Inheriting a home can be an emotional experience: It’s a gift, but one that comes with responsibility. Along with the value of the asset, including memories and emotional significance,…

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  • Teach Your Kids the Value of Money with an Allowance 

    Parents have many responsibilities when raising kids. One is to teach them about saving, spending, and donating money. You can begin the education by having them earn an allowance. …

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  • Top 3 Scams to Watch For – Tips from Fraud Investigators

    Scammers are always finding new ways to trick people, but our Fraud Investigation Team is here to share information to help you keep your money safe.  1. Spoofing &…

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  • Budgeting for Beginners

    Who needs a budget? According to WaterStone Bank’s Caleb Quakkelaar, just about anyone! A Community President who gets requests for budgeting advice from customers of all ages and income…

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  • Joint Accounts: Not Just for Married Couples

    Traditionally, joint bank accounts were viewed as something reserved for married couples. The assumption was simple: once you tied the knot, all of your money flowed into, and out…

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  • A Well Thought Out Legacy Plan Will Help Benefit Future Generations 

    After spending a lifetime accumulating wealth, it’s natural to want to see it sustained for your family over succeeding generations. You can start the process by creating a plan…

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  • Banking Services to Set Up When Starting a Small Business

    West Allis–National Community President Maria Castro with insights and tips for starting a small business.

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  • How a HELOC Can Help You Stay Flexible When Interest Rates Won’t Budge

    When housing inventory is low and is accompanied by higher interest rates, some homeowners may choose to stay put and invest in their current homes. A Home Equity Line…

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  • Safely Linking Bank Accounts

    The digital age has brought us many things: social media, e-books and streaming services. It’s also changed the way we live our lives, from online shopping to food delivery…

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  • Changes to 401(k)s and Roth IRAs in 2025

    Saving for Retirement: What You Need to Know for 2025 The new year is nearly here, which means it’s time to start thinking about year-end IRA contributions and changes…

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  • Is it Worth Refinancing a Home Loan?

    Unlocking Savings: Is it worth refinancing a home loan? With mortgage interest rates budging only slightly from recent highs in 2023, many homeowners are faced with a decision: Act…

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  • How to Maximize Your FSA & HSA

    Maximizing Your FSA and HSA: A Guide to Smart Healthcare Planning Understanding HSAs and FSAs Flexible spending accounts (FSAs) and health savings accounts (HSAs) are valuable tools in benefits…

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