*The Veterans Nonprofit Sweepstakes (the “Sweepstakes”) by WaterStone Bank SSB (“WaterStone”) requires no purchase to participate and it is void where prohibited. The Sweepstakes is only open to legal residents of the State of Wisconsin who are at least 18 years old at the time of entry. Employees of WaterStone and immediate family members are not eligible to participate in the Sweepstakes. The Sweepstakes starts November 11, 2022 and ends on November 30, 2022. Entrants must provide the following information on the online veteran nonprofit voting form to be eligible: name and phone number or email address. In the event online participation is not feasible, call the Customer Support Center at (414) 761-1000 or meet with a branch representative. Three (3) veteran serving nonprofits will be selected to win a cash prize based on the number of votes, following the Sweepstakes. The first-place winner will receive $5,000, the second-place winner will receive $3,000, and the third-place winner will receive $2,000. Three (3) winners “individuals” will be randomly selected at the end of the Sweepstakes to each receive one (1) gift basket. Verifiable retail value: $95 - $115. The winners (nonprofit and “individuals”) of the Sweepstakes will be selected randomly before December 9, 2022. Winners will be notified via phone or email at the phone number or email address provided during entry. Winners “individuals” must pick up gift basket at a WaterStone Bank branch location of their choice within ten (10) business days of notification. Failure to collect the gift basket within time allotted results in a random selection of a new winner. Participation in the Sweepstakes constitutes winner’s consent to WaterStone’s use of the winner’s name in any media. Odds of winning depend on the number of entries received. All entrants, as a condition of entry into the Sweepstakes, agree to release and hold harmless WaterStone, its subsidiaries, and affiliates (collectively, the “Company”), and the Company officers, employees and agents from and against any claims or cause of action, including but not limited to, personal injury, death or damages to or loss of property arising out of participation in the Sweepstakes or receipt or use or misuse of any gift. WaterStone reserves the right to cancel, suspend and/or modify the Sweepstakes, or any part of it, if any fraud, technical failures, or any other factor beyond its reasonable control impairs the integrity of the Sweepstakes, as determined by WaterStone in its sole and absolute discretion. REV102522