Life Moments Savings Account
Start saving today and secure a wealthier tomorrow
A Smart Way to Save for the Milestones that Matter
Life Moments Savings is a high-yield savings account designed to help anyone reach their financial goals faster. Whether you’re saving for a vacation, a down payment on a home, or simply creating a financial safety net, this account makes it easier to reach those important milestones.
With an impressive 3.00% APY on balances up to $5,000 (new money only), your savings grow faster than with a traditional savings account. Opening an account is simple–just $100 will get you started.
Program Benefits
3.00% APY
On balances up to $5,000–watch your savings grow fast.
$100 to open
Low opening deposit making it easy for anyone to build their savings.
Secure & Convenient
Access and manage your funds anytime, anywhere.
Flexibility for any goal
Designed for life’s big moments–both planned and unexpected.
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Personal Saving
Start saving for the future with accounts that grow your money. Choose from a variety of options, including high-yield and specialty savings.
Credit Cards
Get the flexibility and rewards you need with a WaterStone Bank credit card—secure, convenient, and designed for your lifestyle.
Personal Checking
Enjoy easy access to your funds with free debit cards, online bill pay, and access to over 650 no-fee ATMs across Wisconsin.
What can we help you with?
Have questions about your banking needs? Our friendly team is here to help. Whether you’re opening your first account, choosing the perfect credit card, or planning your financial future, we’re ready to provide personalized support and guidance. Reach out to us by visiting your nearest branch, giving us a call, or making an appointment. WaterStone Bank is here to make banking easy and stress-free for you.
Customer Support Center
Visit a Branch
With 14 locations across Milwaukee, Waukesha, and Washington counties, our friendly team is ready to assist you with personalized service, expert guidance, and banking solutions tailored to your needs.
Schedule an Appointment
Save time by booking an appointment for personalized assistance. Open a new account, set up beneficiaries, or access services like notary, overdraft protection, and currency exchange.
Latest Insight & Education
Stay informed and empowered with our collection of articles and tools. Whether you’re looking to improve your financial knowledge or explore tips for better banking, our resources are here to guide you every step of the way.
Life Moments Savings account is a tiered rate product and pays interest. Annual Percentage Yields (APYs) are accurate as of 09/16/2024. APY for each tier is based on daily balance method: 3.00% APY on balances below $5,000.00, 0.15% APY on balances equal to or greater than $5,000.00 and requires $100.00 opening deposit. $5.00 minimum balance fee will be imposed monthly if the average daily balance for the statement cycle falls below $100.00. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. A statement cycle may be from the 17th (a calendar day) of a month to the 16th (a calendar day) of the next month. To determine your statement cycle please ask your Personal Banker at the time of account opening. Account must be open and active for 180 calendar days, or a $30.00 closing fee may be assessed at account closing. Fees may reduce earnings. See disclosure for details.
