Business Savings that Work Harder

As you work on your business, let your money work for you

Two people chatting in an office

Why Businesses Choose WaterStone

At WaterStone Bank, we prioritize building strong, lasting relationships with our clients by offering flexible, personalized banking services. As a locally operated bank, we have a deep understanding of the area’s market dynamics, ensuring we provide solutions tailored to your unique business needs. From quick loan approvals to customized financial products, we are dedicated to helping you grow and succeed. Our focus is on convenience, exceptional customer service, and working with you to meet both your short- and long-term goals—always doing it right the first time.

Compare WaterStone Business Savings Accounts

Ultimate Business Money Market^
Grow your money while keeping it accessible
Business Savings
Businesses who want few restrictions as they save money
Certificates of Deposit^^
Fixed term investment option to maximize business earnings
Minimum to Open
$5,000.00
$100.00

$1,000.00 for a Certificate of Deposit

$5,000.00 for a Promotional Certificate of Deposit

Minimum Balance to Avoid Monthly Fee
$5,000.00
$100.00

Monthly Fee (if balance not maintained)
$10.00
$3.00 per cycle

Interest Bearing
Yes
Variable
Yes
Fixed
Yes
Fixed
Accepts Ongoing Deposits

ATM Access (with Companion Checking)

Available Mobile Check Deposit
Yes

Check Writing Access

Use for Overdraft Protection

Ultimate Business Money Market^
Grow your money while keeping it accessible
Minimum to Open
$5,000.00
Minimum Balance to Avoid Monthly Fee

$5,000.00

Monthly Fee (if balance not maintained)

$10.00

Interest Bearing
Yes

Variable

Accepts Ongoing Deposits
ATM Access

with companion checking

Available Mobile Check Deposit
Check Writing Access
Use for Overdraft Protection
Yes
Business Savings
Businesses who want few restrictions as they save money
Minimum to Open
$100.00
Minimum Balance to Avoid Monthly Fee

$100.00

Monthly Fee (if balance not maintained)

$3.00 per cycle

Interest Bearing

Fixed

Accepts Ongoing Deposits
ATM Access

With Companion Checking

Available Mobile Check Deposit
Use For Overdraft Protection
Yes
Certificates of Deposit^^
Fixed term investment option to maximize your earnings
Minimum to Open

$1,000.00 for a Certificate of Deposit

$5,000.00 for a Promotional Certificate of Deposit
Interest Bearing
Yes
Fixed

Your Savings Account Includes

Mobile Deposits

Sending & Receiving Money with Zelle®

Digital Banking Anytime, Anywhere

Free E-Statements

Bank Anywhere

Manage your business finances anytime, anywhere with our Business Digital Banking solutions. From streamlined payments to secure account management, our digital tools help you stay in control.

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What can we help you with?

Have questions about your banking needs? Our friendly team is here to help. Whether you’re opening your first account, choosing the perfect credit card, or planning your financial future, we’re ready to provide personalized support and guidance. Reach out to us by visiting your nearest branch, giving us a call, or making an appointment. WaterStone Bank is here to make banking easy and stress-free for you.

Customer Support Center

Visit a Branch

With 14 locations across Milwaukee, Waukesha, and Washington counties, our friendly team is ready to assist you with personalized service, expert guidance, and banking solutions tailored to your needs.

Schedule an Appointment

Save time by booking an appointment for personalized assistance. Open a new account, set up beneficiaries, or access services like notary, overdraft protection, and currency exchange.

Latest Insight & Education

Stay informed and empowered with our collection of articles and tools. Whether you’re looking to improve your financial knowledge or explore tips for better banking, our resources are here to guide you every step of the way.

^Interest earned on this account is based on tiers: $0.00 to $24,999.99, $25,000.00 to $49,999.99, $50,000.00 to $99,999.99, $100,000.00 to $249,999.999, $250,000.00 and higher.
^^$1,000.00 minimum balance to earn interest for Standard CDs; $5,000.00 minimum balance to earn interest for Promotional CDs.