Business Savings that Work Harder
As you work on your business, let your money work for you

Why Businesses Choose WaterStone
Compare WaterStone Business Savings Accounts
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Ultimate Business Money Market^
Grow your money while keeping it accessible
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Business Savings
Businesses who want few restrictions as they save money
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Certificates of Deposit^^
Fixed term investment option to maximize business earnings
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Minimum to Open
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$5,000.00
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$100.00
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$1,000.00 for a Certificate of Deposit $5,000.00 for a Promotional Certificate of Deposit |
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Minimum Balance to Avoid Monthly Fee
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$5,000.00
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$100.00
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Monthly Fee (if balance not maintained)
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$10.00
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$3.00 per cycle
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Interest Bearing
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Variable
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Fixed
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Fixed
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Accepts Ongoing Deposits
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ATM Access (with Companion Checking) |
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Available Mobile Check Deposit
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Check Writing Access
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Use for Overdraft Protection
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Ultimate Business Money Market^
Grow your money while keeping it accessible
|
|---|
|
Minimum to Open
$5,000.00
|
|
Minimum Balance to Avoid Monthly Fee
$5,000.00 |
|
Monthly Fee (if balance not maintained)
$10.00 |
|
Interest Bearing
Variable |
|
Accepts Ongoing Deposits
|
|
ATM Access
with companion checking |
|
Available Mobile Check Deposit
|
|
Check Writing Access
|
|
Use for Overdraft Protection
|
|
Business Savings
Businesses who want few restrictions as they save money
|
|---|
|
Minimum to Open
$100.00
|
|
Minimum Balance to Avoid Monthly Fee
$100.00 |
|
Monthly Fee (if balance not maintained)
$3.00 per cycle |
|
Interest Bearing
Fixed |
|
Accepts Ongoing Deposits
|
|
ATM Access
With Companion Checking |
|
Available Mobile Check Deposit
|
|
Use For Overdraft Protection
|
|
Certificates of Deposit^^
Fixed term investment option to maximize your earnings
|
|---|
|
Minimum to Open
$1,000.00 for a Certificate of Deposit $5,000.00 for a Promotional Certificate of Deposit
|
|
Interest Bearing
Fixed
|
Your Savings Account Includes
Mobile Deposits
Sending & Receiving Money with Zelle®
Digital Banking Anytime, Anywhere
Free E-Statements
Bank Anywhere
Manage your business finances anytime, anywhere with our Business Digital Banking solutions. From streamlined payments to secure account management, our digital tools help you stay in control.

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Business Lending
Get the financing you need to grow—whether it’s for working capital, equipment, or commercial real estate, we offer flexible loan options and local decision-making.

Business Checking
Manage your business finances with accounts that work as hard as you do, offering flexible features and cash management solutions.

Business Credit Cards
Get the flexibility and rewards you need with a WaterStone Bank credit card—secure, convenient, and designed for your business.
What can we help you with?
Have questions about your banking needs? Our friendly team is here to help. Whether you’re opening your first account, choosing the perfect credit card, or planning your financial future, we’re ready to provide personalized support and guidance. Reach out to us by visiting your nearest branch, giving us a call, or making an appointment. WaterStone Bank is here to make banking easy and stress-free for you.
Customer Support Center
Visit a Branch
With 14 locations across Milwaukee, Waukesha, and Washington counties, our friendly team is ready to assist you with personalized service, expert guidance, and banking solutions tailored to your needs.
Schedule an Appointment
Save time by booking an appointment for personalized assistance. Open a new account, set up beneficiaries, or access services like notary, overdraft protection, and currency exchange.
Latest Insight & Education
Stay informed and empowered with our collection of articles and tools. Whether you’re looking to improve your financial knowledge or explore tips for better banking, our resources are here to guide you every step of the way.
^Interest earned on this account is based on tiers: $0.00 to $24,999.99, $25,000.00 to $49,999.99, $50,000.00 to $99,999.99, $100,000.00 to $249,999.999, $250,000.00 and higher.
^^$1,000.00 minimum balance to earn interest for Standard CDs; $5,000.00 minimum balance to earn interest for Promotional CDs.

