Classic Club

Simple, convenient, and designed for you.

Banking Made for Your Next Chapter

For those age 50 and over, it’s time to reclaim your time and redefine what it means to live life to the fullest. With flexible banking options and easy account management, you get more moments to do what you love.

Exclusive Features

No-Fee Overdraft Protection

Free Personal Checks

No-Fee Foreign Currency Exchange

Free Money Orders & Official Checks

Financial Seminar Invitations

Free E-Statements

Credit Card Options

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Checking Accounts Designed for You

Since 1921, WaterStone Bank has served local communities as a financial institution known for its tradition of stability and community involvement. With offices throughout suburban Milwaukee, the bank offers mortgage products, home equity products, checking, savings, certificates of deposit, money market, IRA accounts, commercial loans, and business banking products.

MVP

MVP (Military Valor Program) is for Active Duty Service Members, Military Veterans, and Reserve and National Guard Members. It provides exclusive banking benefits to support their financial goals.
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HERO

The HERO (Honoring Emergency Responding Officials) Program is for active or retired Firefighters, Police Officers, Sheriff’s Department personnel, and Healthcare Workers. It provides specialized banking benefits.
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Student Checking

The Student Checking Program is for high school and college students ages 14 to 26. It provides flexible banking options and tools to help students build smart financial habits.
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Bank Anywhere

Make using your checking account even easier with a WaterStone Bank Debit Card. Safer than carrying cash, your debit card will automatically withdraw from your checking account. Plus, earn points for great merchandise or travel with ScoreCard® Rewards!

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Personal Savings

Start saving for the future with accounts that grow your money. Choose from various options, including high-yield and specialty savings.

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Credit Cards

Get the flexibility and rewards you need with a WaterStone Bank credit card—secure, convenient, and designed for your lifestyle.

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Business Checking

Manage your business finances with accounts that work as hard as you do, offering flexible features and cash management solutions.

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What can we help you with?

Have questions about your banking needs? Our friendly team is here to help. Whether you’re opening your first account, choosing the perfect credit card, or planning your financial future, we’re ready to provide personalized support and guidance. Reach out to us by visiting your nearest branch, giving us a call, or making an appointment. WaterStone Bank is here to make banking easy and stress-free for you.

Customer Support Center

(414) 761-1000
(888) 686-7272

Visit a Branch

With 14 locations across Milwaukee, Waukesha, and Washington counties, our friendly team is ready to assist you with personalized service, expert guidance, and banking solutions tailored to your needs.

Locate a branch

Schedule an Appointment

Save time by booking an appointment for personalized assistance. Open a new account, set up beneficiaries, or access services like notary, overdraft protection, and currency exchange.

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Latest Insight & Education

VIew All

Stay informed and empowered with our collection of articles and tools. Whether you’re looking to improve your financial knowledge or explore tips for better banking, our resources are here to guide you every step of the way.

  • Waterstone Financial, Inc. Announces Results of Operations for the Quarter Ended March 31, 2025 
    April 22, 2025
    Wauwatosa, WI – 4/22/2025 – Waterstone Financial, Inc. (NASDAQ: WSBF), holding company for WaterStone Bank, reported net income of $3.0 million, or…
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  • Built Around You: The Story Behind Our Website Changes
    April 18, 2025
    We’re excited to welcome you to the new WaterStone Bank website—a redesign built with you in mind.Our goal was simple: make it…
    Learn More

Classic Club Program Disclosure: Classic Club Offer effective May 1, 2021. To be eligible for WaterStone Bank’s (WSB) Classic Club Program, you must be at least 50 years old and have a WSB Universal Checking account. Only one WaterStone Bank program can be tied to an account. Program is subject to change without notice. No-fee Overdraft Protection benefit requires an additional WSB deposit account owned by the Classic Club member with funds sufficient to cover the overdraft items. A debit card is included with the program and offered at no cost. WSB employees, agents of WSB and affiliates are not eligible. ScoreCard Reward promotions will be periodically offered for purchases made with a WSB Debit Card. Free corporate image checks will be provided with other check designs available for a fee.