Military Valor Program (MVP)

Banking that honors your service.

Checking That Honors Your Service

Designed for active-duty service members, military veterans, Reserve and National Guard service members, and their certified caregivers. MVP offers the freedom of banking personalized for you.

Exclusive Features

ATM Transactions

Money Orders & Official Checks

Enrollment Gift

Overdraft Protection

Foreign Currency Purchase

Flag Voucher

Mortgage Home Loan Benefit

Domestic Wire Tranfers

Patriotic Checks

Waived HELOC Closing Costs

Checking Accounts Designed for You

Since 1921, WaterStone Bank has served local communities as a financial institution known for its tradition of stability and community involvement. With offices throughout suburban Milwaukee, the bank offers mortgage products, home equity products, checking, savings, certificates of deposit, money market, IRA accounts, commercial loans, and business banking products.

HERO

The HERO (Honoring Emergency Responding Officials) Program is for active or retired Firefighters, Police Officers, Sheriff’s Department personnel, and Healthcare Workers. It provides specialized banking benefits.

Classic Club

Customers age 50 and older can enroll in this Checking Program to enjoy great benefits and exclusive offers.

Student Checking

The Student Checking Program is for students in high school or college, between ages 14 to 26.

Bank Anywhere

Make using your checking account even easier with a WaterStone Bank Debit Card. Safer than carrying cash, your debit card will automatically withdraw from your checking account. Plus, earn points for great merchandise or travel with ScoreCard® Rewards!

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What can we help you with?

Have questions about your banking needs? Our friendly team is here to help. Whether you’re opening your first account, choosing the perfect credit card, or planning your financial future, we’re ready to provide personalized support and guidance. Reach out to us by visiting your nearest branch, giving us a call, or making an appointment. WaterStone Bank is here to make banking easy and stress-free for you.

Customer Support Center

Visit a Branch

With 14 locations across Milwaukee, Waukesha, and Washington counties, our friendly team is ready to assist you with personalized service, expert guidance, and banking solutions tailored to your needs.

Schedule an Appointment

Save time by booking an appointment for personalized assistance. Open a new account, set up beneficiaries, or access services like notary, overdraft protection, and currency exchange.

Latest Insight & Education

Stay informed and empowered with our collection of articles and tools. Whether you’re looking to improve your financial knowledge or explore tips for better banking, our resources are here to guide you every step of the way.

^Military Valor Program (MVP) Disclosure: To enroll in the MVP Program, you must show a government issued military identification card as proof you are an active duty, retired, National Guard or Reserve member or a veteran of the military, or a Program of Comprehensive Assistance for Family Caregivers (PCAFC) approval letter from the U.S. Department of Veterans Affairs (VA) as proof you are a caregiver of a Veteran and have a Universal Checking account. If the required Universal Checking account is closed, you are no longer eligible to receive the program benefits and offers. Only one WSB program can be tied to an account. MVP Program is subject to change without notice. No-fee Overdraft Protection benefit requires an additional WSB deposit account owned by the MVP Program member with funds sufficient to cover the overdraft items. Fees that are assessed to your checking account for withdrawing funds at an ATM with your WSB Debit Card will be refunded to your WSB checking account within the next business day. WSB HELOC (Home Equity Line-of-Credit) annual fee will be refunded to your WSB checking account within 30 business days of the fee being assessed to your HELOC. $500.00 will be credited to your WSB checking account within 30 business days of closing your 1st mortgage home loan with WSB and setting up autopay from your WSB checking account. You may only receive this benefit one time with WSB. Free MVP Program patriotic checks will be provided. Benefit does not include reimbursement of other check designs you previously purchased or plan to purchase. Voucher for a free U.S. Flag will be provided annually in June if at that time your average daily balance of deposit accounts you own is greater than or equal to $10,000.00 or you have a WSB HELOC or 1st mortgage home loan. Employees of WaterStone Bank and its subsidiaries can choose to have an employee account and participate in an account program. They are eligible to receive program non-monetary benefits, however, are not eligible to receive program monetary bonuses. REV081423