Honoring Emergency Responding Officials Program (HERO)
Putting service above self.
Banking for Heroes
Exclusive Features
No-Fee ATM Transactions
Money Orders and Official Checks
Enrollment Gift
No-Fee Overdraft Protection Transfers
Yearly Flag Voucher
HELOC & Mortgage Benefits
No-Fee Domestic Wire Transfers
HERO Edition Checks
Two Foreign Currency Purchases Per Year
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MVP
Classic Club
Student Checking
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Make using your checking account even easier with a WaterStone Bank Debit Card. Safer than carrying cash, your debit card will automatically withdraw from your checking account. Plus, earn points for great merchandise or travel with ScoreCard® Rewards!
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Manage your business finances with accounts that work as hard as you do, offering flexible features and cash management solutions.
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Have questions about your banking needs? Our friendly team is here to help. Whether you’re opening your first account, choosing the perfect credit card, or planning your financial future, we’re ready to provide personalized support and guidance. Reach out to us by visiting your nearest branch, giving us a call, or making an appointment. WaterStone Bank is here to make banking easy and stress-free for you.
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Honoring Emergency Responding Officials (HERO) Disclosure: To enroll in the Honoring Emergency Responding Officials Program (HERO Program) you must show an employee ID, business card, or pay stub as proof you are a currently employed or retired service member of the Fire Department, Police or Sheriff’s Department, Healthcare Worker, including administrative staff or volunteer, Emergency Medical Technician, Doctor, or Nurse. In addition to the above, you must have a WaterStone Bank (WSB) Universal checking account. Only one WSB program can be tied to an account. HERO Program is subject to change without notice. No-fee Overdraft Protection benefit requires an additional WSB deposit account owned by the HERO Program member with funds sufficient to cover the overdraft items. Fees that are assessed to your checking account for withdrawing funds at an ATM with your WSB Debit Card will be refunded to your WSB checking account within the next business day. WSB Home Equity Line-of-Credit (HELOC) annual fee will be refunded to your WSB checking account within 30 business days of the fee being assessed to your HELOC. $500.00 will be credited to your WSB checking account within 30 business days of closing your 1st mortgage home loan with WSB and setting up autopay from your WSB checking account. You may only receive this benefit one time with WSB. Free HERO Program checks will be provided. Benefit does not include reimbursement of other check designs you have previously purchased or plan to purchase. Free Gift will be provided annually in September if at that time your average balance of deposit accounts is greater than or equal to $10,000.00 or you have a WSB HELOC or 1st mortgage home loan. Fees are subject to change at any time. Employees of WaterStone Bank and its subsidiaries can choose to have an employee account and participate in an account program. Employees are eligible to receive program non-monetary benefits and are not eligible to receive program monetary bonuses. REV03172025
