Gift Cards

For Every Occasion

The Gift of Choice

Recipients can use their WaterStone Bank Visa Gift Card or WaterStone Bank Rewards Card everywhere Visa debit cards are accepted, including online.

Gift and Rewards Cards

Gift Cards

Select a custom card design, load from $10 to $1,000, personalize with a custom message, check your balance online at ycncard.com and use domestically wherever debit cards are accepted.

Reloadable Cards

Spend what you load with NO links to your accounts, replace card and funds if lost or stolen1, free2 text alerts3 and online access, and withdraw fee-free4 at MoneyPass® ATMs nationwide!

Travel Cards

Use at ATMs1 and merchants worldwide, replace card and funds if lost or stolen2, free text alerts and online access, reload with direct deposit, your financial institution or MoneyGram3. Withdraw fee-free4 at MoneyPass® ATMs1 nationwide.

Incentive Cards

Load from $10 to $2,500, personalize card with a custom message, use anywhere debit cards are accepted worldwide, check card balances online at ycncard.com and more!

What can we help you with?

Have questions about your banking needs? Our friendly team is here to help. Whether you’re opening your first account, choosing the perfect credit card, or planning your financial future, we’re ready to provide personalized support and guidance. Reach out to us by visiting your nearest branch, giving us a call, or making an appointment. WaterStone Bank is here to make banking easy and stress-free for you.

Customer Support Center

(414) 761-1000
(888) 686-7272

Visit a Branch

With 14 locations across Milwaukee, Waukesha, and Washington counties, our friendly team is ready to assist you with personalized service, expert guidance, and banking solutions tailored to your needs.

Locate a branch

Schedule an Appointment

Save time by booking an appointment for personalized assistance. Open a new account, set up beneficiaries, or access services like notary, overdraft protection, and currency exchange.

Schedule an Appointment

Latest Insight & Education

VIew All

Stay informed and empowered with our collection of articles and tools. Whether you’re looking to improve your financial knowledge or explore tips for better banking, our resources are here to guide you every step of the way.

  • Waterstone Financial, Inc. Announces Results of Operations for the Quarter Ended March 31, 2025 
    April 22, 2025
    Wauwatosa, WI – 4/22/2025 – Waterstone Financial, Inc. (NASDAQ: WSBF), holding company for WaterStone Bank, reported net income of $3.0 million, or…
    Learn More
  • Built Around You: The Story Behind Our Website Changes
    April 18, 2025
    We’re excited to welcome you to the new WaterStone Bank website—a redesign built with you in mind.Our goal was simple: make it…
    Learn More

Gift Cards: Purchase fee of up to $6.95 can be lower depending on where it is acquired. Varies by Financial Institution. Fee assessed by third party and is not assessed to the card. Monthly inactivity fee of $4.95 beginning the 13th consecutive month after there has been no activity on your card. Lost/stolen card replacement fee of $8.00. Prepaid card is issued by Pathward®, N.A.. Member FDIC, pursuant to license from Visa® U.S.A. Inc. and pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Reloadable Cards:
1Card Replacement Fee $10.00. See Cardholder Agreement for details.
2While this feature is available for free, certain other transaction fees and cost terms and conditions are associated with the use of this Card.
3Third-party fees may apply. Other fees may apply, see terms and conditions for details.
4For each out-of-network ATM withdrawal, Pathward, N.A., charges a $2.50 fee. Plus the ATM owner may charge a fee.
Reloadable Visa® Prepaid Card is issued by Pathward®, N.A., member FDIC, pursuant to a license from Visa U.S.A. Inc. use wherever Visa Debit is accepted worldwide.

Travel Cards:
1For each out-of-network ATM withdrawal, Pathward, N.A. charges a $2.50 fee. Plus the ATM owner may charge a fee.
2Card Replacement Fee $10.00. See Cardholder Agreement for details.
3Third-party fees may apply. Other fees may apply, see terms and conditions for details.
4While this feature is available for free, certain other transaction fees and cost terms and conditions are associated with the use of this Card.
Reloadable Visa® Prepaid Card is issued by Pathward®, N.A., member FDIC, pursuant to a license from Visa U.S.A. Inc. use wherever Visa Debit is accepted worldwide.

Incentive Cards: Purchase fee of up to $3.00. Can be lower depending on where it is acquired. Varies by Financial Institution. Fee assessed by third party and is not assessed to the card. Incentive card is issued by Pathward®, N.A., Member FDIC, pursuant to license from Visa® U.S.A. Inc. and by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. No cash or ATM access.