Business Ultimate Money Market Account

Grow Business Funds While Keeping Them Accessible

Boost Your Business Savings

Maximize your business funds with an account that offers competitive interest rates and easy access when you need it. The Business Ultimate Money Market Account gives you the best of both worlds—high earnings and everyday convenience. Plus, you get peace of mind knowing your funds are insured by the FDIC.

Business Ultimate Money Market Features

No Monthly Fee*

Maintain an average daily balance of $5,000 or more, and we'll waive the monthly service fee.

Mobile Check Deposits

Deposit checks easily from your phone, so your business stays on the move.

Competitive Interest Rates

Earn variable-rate interest to help your business savings grow, while keeping funds liquid.

Check Writing Access

Enjoy the flexibility of writing checks directly from your account when needed.

Accepts Ongoing Deposits

Automatic transfers or manual contributions keep your savings on track.

Overdraft Protection

Link to a business checking account for added security and peace of mind.

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Have questions about your banking needs? Our friendly team is here to help. Whether you’re opening your first account, choosing the perfect credit card, or planning your financial future, we’re ready to provide personalized support and guidance. Reach out to us by visiting your nearest branch, giving us a call, or making an appointment. WaterStone Bank is here to make banking easy and stress-free for you.

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Visit a Branch

With 14 locations across Milwaukee, Waukesha, and Washington counties, our friendly team is ready to assist you with personalized service, expert guidance, and banking solutions tailored to your needs.

Schedule an Appointment

Save time by booking an appointment for personalized assistance. Open a new account, set up beneficiaries, or access services like notary, overdraft protection, and currency exchange.

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*The Business Ultimate Money Market Annual Percentage Yield (APY) for each tier is based on a daily balance method: 0.40% on balances $24,999.99 or less, 1.15% on balances $25,000.00 to $49,999.99, 2.25% on balances $50,000.00 to $99,999.99, 2.50% on balances $100,000.00 to $249,999.99 and 2.75% on balances over $250,000.00. The APY in each tier is accurate as of 2/01/2023 and will be paid on the entire balance in the account. The minimum balance to open is $5,000.00. A minimum balance fee of $10.00 will be imposed monthly if the average daily balance for the statement cycle falls below $5,000.00. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. A statement cycle may be from the first day of a month to the last day of that same month. Fees may apply and could reduce earnings. Account must be open and active for 180 calendar days or a $30.00 closing fee will be assessed at account closing. Contact a bank representative for additional product information or options that may be available to you. Offer subject to change at any time. REV41014