Business Savings Accounts
As you work on your business, let your money work for you

Why Businesses Choose WaterStone
Compare WaterStone Business Savings Accounts
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Business Savings
Small businesses who want few restrictions as they save money
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Ultimate Business Money Market^^
For Businesses who want to earn competitive rates on higher balances
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Certificate of Deposit^
For businesses who want to maximize their earnings in a safe investment vehicle
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Minimum to Open
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$100.00
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$5,000.00
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$1,000.00 for Standard CDs $5,000.00 Promotional CDs |
Minimum to Avoid Monthly Balance Fee
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$100.00
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$5,000.00
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Monthly Fee if Minimum Balance is not Maintained
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$3.00 per cycle
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$10.00
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Earns Interest
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Free Business Online Banking
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ATM Access 1165_5372f4-bf> |
With Companion Checking 1165_453fc0-31> |
With Companion Checking 1165_d44cdb-fd> | 1165_7d1b02-b2> |
Check Writing Access
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Limited 1165_660523-64> | 1165_c1dca5-d9> |
Use for Overdraft Protection
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Business Savings
Small businesses who want few restrictions as they save money
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Minimum to Open
$100.00
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No Monthly Fee
With a minimum balance of $100.00, if the minimum balance is not maintained there will be a fee of $3.00 per cycle 1165_6bdcc9-7e> |
Earns Interest
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ATM Access
With Companion Checking 1165_134c60-f7> |
Free Online Business Banking
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Use For Overdraft Protection
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Ultimate Business Money Market
For customers who want to earn competitive rates on higher balances
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Minimum to Open
$5,000.00
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No Monthly Fee
With a minimum balance of $5,000.00, if the minimum balance is not maintained then there will be a fee of $10.00 per cycle 1165_b32e62-0d> |
Earns Interest^^
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ATM Access
with companion checking 1165_a97026-7d> |
Free Business Online Banking
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Check Writing Access
Limited 1165_65ad88-66> |
Use for Overdraft Protection
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Certificate of Deposit
For businesses who want to maximize their earnings in a safe investment vehicle
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Minimum to Open
$1,000.00 for Standard CDs $5,000.00 for Promotional CDs
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Earns Interest
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Free Online Bill Pay
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Free Business Online Banking
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Bank Anywhere
Manage your business finances anytime, anywhere with our Business Digital Banking solutions. From streamlined payments to secure account management, our digital tools help you stay in control.

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What can we help you with?
Have questions about your banking needs? Our friendly team is here to help. Whether you’re opening your first account, choosing the perfect credit card, or planning your financial future, we’re ready to provide personalized support and guidance. Reach out to us by visiting your nearest branch, giving us a call, or making an appointment. WaterStone Bank is here to make banking easy and stress-free for you.
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Save time by booking an appointment for personalized assistance. Open a new account, set up beneficiaries, or access services like notary, overdraft protection, and currency exchange.
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^$1,000.00 minimum balance to earn interest for Standard CDs; $5,000.00 minimum balance to earn interest for Promotional CDs.
^^Interest earned on this account is based on tiers: $49,999.99 or less; $50,000.00 or more.
See Account Disclosure(s) for more information.