Business Savings Accounts

As you work on your business, let your money work for you

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Why Businesses Choose WaterStone

At WaterStone Bank, we prioritize building strong, lasting relationships with our clients by offering flexible, personalized banking services. As a locally operated bank, we have a deep understanding of the area’s market dynamics, ensuring we provide solutions tailored to your unique business needs. From quick loan approvals to customized financial products, we are dedicated to helping you grow and succeed. Our focus is on convenience, exceptional customer service, and working with you to meet both your short- and long-term goals—always doing it right the first time.

Compare WaterStone Business Savings Accounts

Business Savings
Small businesses who want few restrictions as they save money
Ultimate Business Money Market^^
For Businesses who want to earn competitive rates on higher balances
Certificate of Deposit^
For businesses who want to maximize their earnings in a safe investment vehicle
Minimum to Open
$100.00
$5,000.00

$1,000.00 for Standard CDs

$5,000.00 Promotional CDs

Minimum to Avoid Monthly Balance Fee
$100.00
$5,000.00

Monthly Fee if Minimum Balance is not Maintained
$3.00 per cycle
$10.00

Earns Interest
Yes
Yes
Free Business Online Banking
Yes

ATM Access

With Companion Checking

With Companion Checking

Check Writing Access

Yes

Limited

Use for Overdraft Protection

Business Savings
Small businesses who want few restrictions as they save money
Minimum to Open
$100.00
No Monthly Fee

With a minimum balance of $100.00, if the minimum balance is not maintained there will be a fee of $3.00 per cycle

Earns Interest
ATM Access

With Companion Checking

Free Online Business Banking
Use For Overdraft Protection
Yes
Ultimate Business Money Market
For customers who want to earn competitive rates on higher balances
Minimum to Open
$5,000.00
No Monthly Fee

With a minimum balance of $5,000.00, if the minimum balance is not maintained then there will be a fee of $10.00 per cycle

Earns Interest^^
Yes
ATM Access

with companion checking

Free Business Online Banking
Check Writing Access

Limited

Use for Overdraft Protection
Yes
Certificate of Deposit
For businesses who want to maximize their earnings in a safe investment vehicle
Minimum to Open

$1,000.00 for Standard CDs

$5,000.00 for Promotional CDs
Earns Interest
Yes
Free Online Bill Pay
Yes
Free Business Online Banking
Yes

Bank Anywhere

Manage your business finances anytime, anywhere with our Business Digital Banking solutions. From streamlined payments to secure account management, our digital tools help you stay in control.

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What can we help you with?

Have questions about your banking needs? Our friendly team is here to help. Whether you’re opening your first account, choosing the perfect credit card, or planning your financial future, we’re ready to provide personalized support and guidance. Reach out to us by visiting your nearest branch, giving us a call, or making an appointment. WaterStone Bank is here to make banking easy and stress-free for you.

Customer Support Center

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With 14 locations across Milwaukee, Waukesha, and Washington counties, our friendly team is ready to assist you with personalized service, expert guidance, and banking solutions tailored to your needs.

Schedule an Appointment

Save time by booking an appointment for personalized assistance. Open a new account, set up beneficiaries, or access services like notary, overdraft protection, and currency exchange.

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^$1,000.00 minimum balance to earn interest for Standard CDs; $5,000.00 minimum balance to earn interest for Promotional CDs.
^^Interest earned on this account is based on tiers: $49,999.99 or less; $50,000.00 or more.
See Account Disclosure(s) for more information.