Personal Savings Account Rates | WaterStone Bank

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At WaterStone Bank, your Savings account includes:

Savings AccountsCertificates of DepositMoney Market
A variety of Savings accounts for every life stageCompetitive rates to maximize earnings and flexible terms to meet your financial goalsEnjoy convenience, security and peace of mind knowing you can access your funds at any time
Blue's Jr. Bankers Savings* AccountSavings^Purpose CDPromotional and Standard CDsUltimate Money Market^^
Minimum to Open $25.00 $100.00 $100.00 $1,000.00 for Standard CDs $5,000.00 for Promotional CDs $5,000.00
Minimum Balance to Avoid Monthly Fee $100.00 $5,000.00
Monthly fee if Minimum Balance is not Maintained $5.00 $10.00
Earns InterestYes
Yes
Yes
Yes
Yes
Accepts Ongoing DepositsYes
Yes
Yes
Yes
ATM AccessYes
with Companion Checking
Yes
with Companion Checking
Available Mobile Check DepositYes
Yes
Yes
Check Writing AccessYes
Limited
Use for Overdraft ProtectionYes
Yes
Open NowOpen NowOpen NowChoose a CDOpen Now

For Savings and Money Market: A minimum balance fee will be imposed monthly if the average daily balance for the statement cycle falls below minimum. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. A statement cycle may be from the 17th (a calendar day) of a month. To determine your statement cycle please ask your Personal Banker at the time of opening.

*For children 14 and under only. 

^Interest earned on this account is based on tiers: $0.00 to $999.99, $1,000.00 to $4,999.99, and $5,000.00 and higher. ATM access available with companion checking.

^^Interest earned on this account is based on tiers: $0.00 to $24,999.99, $25,000.00 to $49,999.99, $50,000.00 to $249,999.99, and $250,000.00 and higher. ATM access available with companion checking.

Contact a bank representative for additional products or rate options that may be available to you. See Account Disclosure for more information. Product subject to change at any time.

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