Curb Appeal That Pays Off
Invest in your Home’s Exterior
Summer is one of the best times of the year to tackle exterior home improvements. Longer days and predictably warmer temperatures make it easier to take on and schedule projects that update your home’s appearance and improve curb appeal.
Exterior upgrades consistently rank among the home improvements that deliver some of the strongest resale returns, especially highly visible projects like garage doors, entry doors, siding, and decks.
The downside of summer weather is that the warmer months, from April to September, are also the ones with the most severe weather. A bad summer storm can hit your home with damaging winds or hail, causing an emergency situation. In that case, you might have to reprioritize the types of exterior projects you’re doing to focus on protecting your home.
For homeowners who have built equity, a Home Equity Line of Credit (HELOC) can be a practical way to finance these kinds of improvements and repairs because funds can be used as needed while a project moves forward in stages. That flexibility can be especially helpful for summer work, when a homeowner may want to start with repairs such as roofing or siding and then move on to upgrades like a new deck, front entry, or landscaping. As with any borrowing decision, the key is choosing projects that fit both your budget and your long-term goals.
A HELOC can be a practical option for financing large projects, including:
- Roof replacement to address deferred maintenance
- Storm damage repair to protect the home
- Siding updates to improve appearance, durability, and energy performance
- New windows or exterior doors to enhance efficiency and refresh the look of the home
- Driveway, walkway, or front-entry upgrades that improve both safety and first impressions
- Landscaping, lighting, and trim work for a lower-cost curb appeal boost
If you are wondering how to make your plans for exterior upgrades or repairs this summer a reality, contact Peter Salamone, your WaterStone Bank Mortgage Specialist, to explore your options and decide whether using a HELOC could help you move forward.
