Empower Your Financial Future with WaterStone Bank

Your journey to financial confidence starts here. Whether you’re just getting started or refreshing your knowledge, we’re here to help with practical tips, expert insights, and tools designed to grow your financial smarts.

Your Partner in Financial Education

At WaterStone Bank, we believe financial literacy is the key to building financial confidence. That’s why we’re dedicated to providing resources for everyone. From teens and young adults navigating money management for the first time to seasoned savers looking to stay informed of the latest tax laws or retirement savings options, WaterStone has the money tips you’re looking for. Our approachable guides are designed to make financial education easy to understand and actionable. Explore resources for all your financial concerns and take the next step toward building a brighter future. 

Explore Financial Topics That Matter to You

Saving & Spending

Learn how to make the most of your hard-earned money with practical strategies for saving, budgeting, and spending wisely.  Learn how to:
  • Break out of the pay-check-to-paycheck cycle and more.
  • Manage account and overdraft fees.
  • Creating a budget that works for you.
  • And more…

Credit & Debt

From building your credit to managing debt responsibly, discover tips and tools to take control of your financial health.  Understand credit scores and reports, types of credit, and:
  • How to build and maintain a strong credit score.
  • Strategies for managing debt.
  • Avoid predatory lending.
  • And more…

Identity Theft & Fraud

Stay one step ahead of scammers with tips on protecting your money, personal information, and identity. Our Identity Theft & Fraud section gives you the power to keep your data and assets safe.  Keep up to date on:
  • How to keep your information safe online.
  • How to spot and prevent debit card fraud.
  • Recognize common phone and text scams.
  • And more…

Retirement Planning

It’s never too early — or too late — to plan for the future. Explore guides and strategies to help you retire with confidence:
  • Understanding Social Security benefits.
  • Choosing the right retirement savings accounts.
  • Planning for healthcare costs in retirement and so much more.

Mortgages & Homeownership

Ready to buy a home? Looking to rent your first apartment? Our resources cover everything from:
  • Understanding different types of loans.
  • Navigating the home-buying process.
  • How to protect your home investment through maintenance and upkeep.
  • Learning the importance of renter’s insurance.

Worksheets & Tools

Put pen to paper and learn more ways to improve your financial health. You’ll find:
  • Spending plans
  • Checklists
  • Glossaries
  • And more…