^Classic Club Program Disclosure: Classic Club Offer effective May 1, 2021. To be eligible for the WaterStone (WSB) Classic Club Program, you must be at least 50 years old and have a WSB Universal Checking account. Only one WaterStone Bank program can be tied to an account. No-fee Overdraft Protection benefit requires an additional WSB deposit account owned by the Classic Club member with funds sufficient to cover the overdraft items. A debit card is included with the program and will be offered at no cost. ScoreCard Reward promotions will be periodically offered for purchases made with a WSB Debit Card. Free corporate image checks will be provided by WSB. Benefit does not include reimbursement of other check designs you previously purchased or plan to purchase. WSB employees, agents of WSB and affiliates are not eligible. Program subject to change without notice. WaterStone Bank (WSB) offers foreign currency exchange services of more than 50 currencies at four WSB locations: Franklin/Hales Corners, Oak Creek/27th Street, Wauwatosa/State Street, and Waukesha. Fees will be waived for Classic Club, Student, MVP and HERO program customers up to two times annually. The currency exchange rate used at WSB may differ than the daily rate of exchange and are subject to daily fluctuations. A $20.00 fee is assessed for orders and return orders; fee is subject to change at any time. Currency orders placed and not picked up within 10 business days are subject to a return fee and any depreciation. Please see a WSB banker for more details, see disclosure for details.
^^Checking + Money Market Offer Disclosure: Checking and Money Market Offer Effective May 1, 2021. Bonus offers require a new WaterStone Bank SSB (WSB) ^Universal Checking account to be open and active for the entire statement cycle* in order to qualify for that statement cycle's* bonus. The Universal Checking account requires $100.00 minimum balance to open the account. Offer(s) applies to new Classic Club checking account customers only and does not apply to individuals that closed a WSB checking account within the past 180 calendar days. Offer is redeemable at any branch location, cannot be combined with other offers, and is limited to one per household. Account must be open and active for 180 calendar days, or a $30.00 closing fee may be assessed at account closing. For tax reporting purposes, a 1099 form may be issued at yearend for recipients of bonuses. $200.00 Automatic Deposit bonus offer requires a $500.00 minimum automatic deposit of payroll, pension, social security or government benefits to be received within 60 calendar days of account opening and will be credited to the new checking account on the first statement cycle* after the direct deposit is received. Rewards will be consolidated and credited to the new checking account on the last day of the statement cycle*. Upon opening a WSB Universal Checking account and enrolling in ScoreCard® Rewards program, 1,000 ScoreCard® Rewards points will be credited to your ScoreCard® Rewards account within 30 calendar days of account opening. *A statement cycle may be from the 17th (a calendar day) of a month to the 16th (a calendar day) of the next month. To determine your statement cycle please ask your Personal Banker at the time of account opening. Money Market Account: You must deposit $100.00 to open this Money Market account. A minimum balance fee of $30.00 will be imposed monthly if the average daily balance for the statement cycle falls below $10,000.00. A $100.00 money market bonus to be paid within 60 days of money market account opening with balance of $10,000.000 or more. Offer applies to new Classic Club money market account customers only and does not apply to individuals that currently have a money market or closed a WSB money market within the past 180 calendar days. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. A statement cycle may be from the 17th (a calendar day) of a month to the 16th (a calendar day) of the next month. To determine your statement cycle please ask your Personal Banker at the time of account opening. Offer subject to change at any time, see disclosure for details.