Home Loans
Helping You Open the Door to Homeownership
Find the Right Loan
Explore Our Home Loan Options
Home Equity Credit Line
Access your home's equity with a flexible line of credit. Use HELOC funds as needed for improvements, major purchases or unexpected expenses.
Residential ARM
Our residential Adjustable-Rate Mortgage (ARM) options offer competitive rates and flexible terms that allow you to shop for your home with confidence.
Mortgage
We offer a full range of loan solutions, from construction, lot, portfolio, and mortgage loans to custom underwriting and local loan servicing.
Residential ARM Lot Loan
Once you've found the perfect plot of land, a residential Adjustable-Rate Mortgage (ARM) Lot Loan gives you financing options while you plan and build your home.
Bridge Loan
Need to buy before you sell? A Home Equity Bridge Loan offers short-term financing to cover the gap and help you transition smoothly between homes.
Construction Loan
Building or renovating a home? We offer construction financing that transitions into a permanent mortgage when your home is complete.
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Credit Cards
Get the flexibility and rewards you need with a WaterStone Bank credit card—secure, convenient, and designed for your lifestyle.
Personal Saving
Start saving for the future with accounts that grow your money. Choose from a variety of options, including high-yield and specialty savings.
Business Lending
Get the financing you need to grow—whether it’s for working capital, equipment, or commercial real estate, we offer flexible loan options and local decision-making.
What can we help you with?
Have questions about your banking needs? Our friendly team is here to help. Whether you’re opening your first account, choosing the perfect credit card, or planning your financial future, we’re ready to provide personalized support and guidance. Reach out to us by visiting your nearest branch, giving us a call, or making an appointment. WaterStone Bank is here to make banking easy and stress-free for you.
Customer Support Center
Visit a Branch
With 14 locations across Milwaukee, Waukesha, and Washington counties, our friendly team is ready to assist you with personalized service, expert guidance, and banking solutions tailored to your needs.
Schedule an Appointment
Save time by booking an appointment for personalized assistance. Open a new account, set up beneficiaries, or access services like notary, overdraft protection, and currency exchange.
Latest Insight & Education
Stay informed and empowered with our collection of articles and tools. Whether you’re looking to improve your financial knowledge or explore tips for better banking, our resources are here to guide you every step of the way.
