Certificates of Deposit (CD) | WaterStone Bank

We can help you get started with CDs

Call Customer Service, (414) 761-1000, or visit a location near you.

  • Flexible Terms
  • Earns fixed interest rate
  • Minimum balance to open: $1,000.00 for standard CDs, $5,000.00 for promotional CDs, and $100.00 for 1 Year Purpose CD


When opening an account, we must receive your opening deposit within 10 business days of your online application in order for you to receive the interest rate that is offered to you at the time your account is opened. If we receive your opening deposit after the 10th business day, your interest rate will be the advertised rate for the term as of the date of funding your new account.

Standard CDs Promotional CDs Purpose CD
Term Varies Varies 12 months
Minimum to open $1,000.00 $5,000.00 $100.00
Mininimum balance to avoid monthly fee $1,000.00 $5,000.00 $100.00
Earn Interest Competitive Market Rate Competitive Market Rate Competitive Market Rate
Online Banking Access Yes
Deposits Accepted Yes
Open Now Open Now Open Now

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