Personal Savings Accounts
Reach your savings goals faster
Maximize Your Savings Potential
Compare WaterStone Savings Accounts
|
Blue's Jr. Bankers Savings Account*
Savings Accounts built to help kids learn good financial habits
|
Savings^
Reach your savings goal faster
|
Purpose CD
Earn Interest and the ability to add to your CD
|
Promotional & Standard CDs
Competitive rates and flexible terms to meet your financial goals
|
Ultimate Money Market^^
Convenient and Secure, knowing you can access your funds at any time
| |
|---|---|---|---|---|---|
|
Minimum to Open
|
$25.00
|
$100.00
|
$100.00 |
$1,000.00 for Standard CD $5,000.00 for Promotional CD |
$5,000.00 |
|
Minimum Balance to Avoid Monthly Fee
|
$100.00
|
$5,000.00 | |||
|
Monthly Fee if Minimum Balance is Not Maintained
|
$5.00 |
$10.00 | |||
|
Earns Interest
|
 |
|
|
|
|
|
Accepts Ongoing Deposits
|
|
|
|
| |
|
ATM Access
|
with Companion Checking |
with Companion Checking | |||
|
Available Mobile Check Deposit
|
|
|
| ||
|
Check Writing Access
|
Limited | ||||
|
Use for Overdraft Protection
|
|
| |||
|
Blue's Jr. Bankers Savings Account*
Savings Accounts built to help kids learn good financial habits
|
|---|
|
Minimum to Open
$25.00
|
|
No Monthly Fees
|
|
Earns Interest
|
|
Accepts Ongoing Deposits
|
|
Mobile Check Deposit
|
|
Savings
Reach your savings goal faster
|
|---|
|
Minimum to Open
$100.00
|
|
No Monthly Fee
With a minimum balance of $100.00, if the minimum balance is not maintained there will be a fee of $5.00 per cycle
|
|
Earns Interest^
|
|
Accepts Ongoing Deposits
|
|
ATM Access
with companion checking |
|
Mobile Check Deposit
|
|
Use for Overdraft Protection
|
|
Purpose CD
Earn Interest and the ability to add to your CD
|
|---|
|
Minimum to Open
$100.00
|
|
Earns Interest
|
|
Accepts Ongoing Deposits
|
|
Certificate of Deposit
Competitive rates and flexible terms to meet your financial goals
|
|---|
|
Minimum to Open
$1,000.00 for Standard CDs $5,000.00 for Promotional CDs |
|
Earns Interest
|
|
Ultimate Money Market
Convenient and Secure, knowing you can access your funds at any time
|
|---|
|
Minimum to Open
$5,000.00 |
|
No Monthly Fee
With a minimum balance of $5,000.00, if the minimum balance is not maintained there will be a fee of $10.00 per cycle |
|
Earns Interest^^
|
|
Accepts Ongoing Deposits
|
|
ATM Access
with companion checking
|
|
Mobile Check Deposit
|
|
Check Writing Access
with companion checking |
|
Use for Overdraft Protection |
Checking Accounts Designed for You
Classic Club
HERO
MVP
Student Checking
You Might Also Like
Personal Checking
Enjoy easy access to your funds with free debit cards, online bill pay, and access to over 650 no-fee ATMs across Wisconsin.
Credit Cards
Get the flexibility and rewards you need with a WaterStone Bank credit card—secure, convenient, and designed for your lifestyle.
WaterStone Bank Foundation
Supporting our communities through grants and partnerships that make a meaningful impact where it matters most.
What can we help you with?
Have questions about your banking needs? Our friendly team is here to help. Whether you’re opening your first account, choosing the perfect credit card, or planning your financial future, we’re ready to provide personalized support and guidance. Reach out to us by visiting your nearest branch, giving us a call, or making an appointment. WaterStone Bank is here to make banking easy and stress-free for you.
Customer Support Center
Visit a Branch
With 14 locations across Milwaukee, Waukesha, and Washington counties, our friendly team is ready to assist you with personalized service, expert guidance, and banking solutions tailored to your needs.
Schedule an Appointment
Save time by booking an appointment for personalized assistance. Open a new account, set up beneficiaries, or access services like notary, overdraft protection, and currency exchange.
Latest Insight & Education
Stay informed and empowered with our collection of articles and tools. Whether you’re looking to improve your financial knowledge or explore tips for better banking, our resources are here to guide you every step of the way.
For Savings and Money Market: A minimum balance fee will be imposed monthly if the average daily balance for the statement cycle falls below minimum. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. A statement cycle may be from the 17th (a calendar day) of a month. To determine your statement cycle please ask your Personal Banker at the time of opening.
*For children 14 and under only.
^Interest earned on this account is based on tiers: $0.00 to $999.99, $1,000.00 to $4,999.99, and $5,000.00 and higher. ATM access available with companion checking.
^^Interest earned on this account is based on tiers: $0.00 to $24,999.99, $25,000.00 to $49,999.99, $50,000.00 to $249,999.99, and $250,000.00 and higher. ATM access available with companion checking.
Contact a bank representative for additional products or rate options that may be available to you. See Account Disclosure for more information. Product subject to change at any time.
