Ultimate Money Market Account
Secure Investment Accounts with Flexible Access.
Saving More, for the Future Ahead
Account Benefits
No Monthly Fee*
Mobile Check Deposits
Earns Interest with a Variable Rate
Check Writing Access Available
Accepts Ongoing Deposits
Use for Overdraft Protection
Checking Accounts Designed for You
Classic Club
HERO
MVP
Student Checking
Bank Anywhere
Make using your checking account even easier with a WaterStone Bank Debit Card. Safer than carrying cash, your debit card will automatically withdraw from your checking account. Plus, earn points for great merchandise or travel with ScoreCard® Rewards!
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Personal Saving
Start saving for the future with accounts that grow your money. Choose from a variety of options, including high-yield and specialty savings.
Credit Cards
Get the flexibility and rewards you need with a WaterStone Bank credit card—secure, convenient, and designed for your lifestyle.
Personal Checking
Enjoy easy access to your funds with free debit cards, online bill pay, and access to over 650 no-fee ATMs across Wisconsin.
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Have questions about your banking needs? Our friendly team is here to help. Whether you’re opening your first account, choosing the perfect credit card, or planning your financial future, we’re ready to provide personalized support and guidance. Reach out to us by visiting your nearest branch, giving us a call, or making an appointment. WaterStone Bank is here to make banking easy and stress-free for you.
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With 14 locations across Milwaukee, Waukesha, and Washington counties, our friendly team is ready to assist you with personalized service, expert guidance, and banking solutions tailored to your needs.
Schedule an Appointment
Save time by booking an appointment for personalized assistance. Open a new account, set up beneficiaries, or access services like notary, overdraft protection, and currency exchange.
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The Consumer Ultimate Money Market Annual Percentage Yield (APY) for each tier is based on daily balance method: .40% on balances $24,999.99 or less, 1.15% on balances $25,000.00 to $49,999.99, 2.50% on balances $50,000.00 to $99,999.99, 2.75% on balances $100,000.00 to $249,999.99, and 3.00% on balances equal to or greater than $250,000.00. The APY in each tier is accurate as of 03/17/2025 and will be paid on the entire balance in the account. The minimum balance to open is $5,000.00. *A minimum balance fee of $10.00 will be imposed monthly if the average daily balance for the statement cycle falls below $5,000.00. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. A statement cycle may be from the 17th of a month to the 16th of the next month. Fees may apply and could reduce earnings. Account must be open and active for 180 calendar days or a $30.00 closing fee will be assessed at account closing. Contact a bank representative for additional product information or options that may be available to you. Offer subject to change at any time. REV03172025
