Deposit Rates, IRA rates & CD Rates for SE Wisconsin

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Deposit Account Annual Percentage Yields (APY) effective as of 09/18/2023. Advertised rates are subject to change at any time.

Terms	Interest Rate	Annual Percentage Yield	Required Minimum Balance to Earn APY	Required Minimum Balance to Open
9 Month CD Special	4.89%	5.00%	$5,000.00	$5,000.00
13 Month CD Special	4.89%	5.00%	$5,000.00	$5,000.00
19 Month CD Special	4.65%	4.75%	$5,000.00	$5,000.00
25 Month CD Special	4.41%	4.50%	$5,000.00	$5,000.00
6 Month CD	0.15%	0.15%	$1,000.00	$1,000.00
1 Year CD	0.25%	0.25%	$1,000.00	$1,000.00
2 Year CD	0.40%	0.40%	$1,000.00	$1,000.00
3 Year CD	0.50%	0.50%	$1,000.00	$1,000.00
4 Year CD	0.60%	0.60%	$1,000.00	$1,000.00
5 Year CD	0.70%	0.70%	$1,000.00	$1,000.00
1 Year Purpose CD	1.00%	1.00%	$100.00	$100.00

Early withdrawal penalties may apply. See account disclosure for more details.

Terms	Interest Rate	Annual Percentage Yield	Required Minimum Balance to Earn APY	Required Minimum Balance to Open
Fixed Rate IRA Certificates of Deposit
9 Month IRA CD Special*	4.89%	5.00%	$2,500.00	$2,500.00
13 Month IRA CD Special*	4.89%	5.00%	$2,500.00	$2,500.00
19 Month IRA CD Special*	4.65%	4.75%	$2,500.00	$2,500.00
25 Month IRA CD Special*	4.41%	4.50%	$2,500.00	$2,500.00
6 Month IRA CD*	0.15%	0.15%	$500.00	$500.00
1 Year IRA CD*	0.25%	0.25%	$500.00	$500.00
2 Year IRA CD*	0.40%	0.40%	$500.00	$500.00
3 Year IRA CD*	0.50%	0.50%	$500.00	$500.00
4 Year IRA CD*	0.60%	0.60%	$500.00	$500.00
5 Year IRA CD*	0.70%	0.70%	$500.00	$500.00
Variable Rate IRA Accounts
IRA Access Savings**	0.10%	0.10%	$10.00	$10.00

*Early withdrawal penalties may apply. See account disclosure for more details.

**Interest rates are variable and may change. Fees may reduce earnings. See account disclosure for more details.

	Interest Rate	Annual Percentage Yield	Required Minimum Balance to Earn APY	Required Minimum Balance to Open
Personal Checking Accounts
Essential Checking	0.00%	0.00%		$100.00
Universal Checking	0.05%	0.05%	$9,999.99 or less	$100.00
	0.10%	0.10%	$10,000.00 - $49,999.99
	0.15%	0.15%	$50,000.00 - $99,999.99
	0.15%	0.15%	$100,000.00 or more
Stepping Stone Checking	0.00%	0.00%		$25.00
Business Checking Accounts
Business Essential Checking	0.00%	0.00%		$100.00
Business Advantage Checking	0.00%	0.00%		$100.00
Business Interest Checking	0.01%	0.01%	$2,499.99 or less	$100.00
Business Interest Checking	0.05%	0.05%	$2,500.00 or more
Business Analysis Checking (earnings credit)				$100.00

Interest rates are variable and may change. Fees may reduce earnings. See account disclosure for more details.

	Interest Rate	Annual Percentage Yield	Required Minimum Balance to Earn APY	Required Minimum Balance to Open
Personal Savings Accounts
Savings Account	0.05%	0.05%	$999.99 or less	$100.00
	0.10%	0.10%	$1,000.00 - $4,999.99
	0.15%	0.15%	$5,000.00 or more
Blue's Jr. Bankers Savings Account	0.05%	0.05%		$25.00
Stepping Stone Savings*	0.05%	0.05%	$999.99 or less	$25.00
	0.10%	0.10%	$1,000.00 - $4,999.99
	0.15%	0.15%	$5,000.00 or more
Business Savings Accounts
Business Savings	0.10%	0.10%		$100.00

Interest rates are variable and may change. Fees may reduce earnings. See account disclosure for more details.

*Stepping Stone Checking Account required to maintain Stepping Stone Savings Account.

	Interest Rate	Annual Percentage Yield	Required Minimum Balance to Earn APY	Required Minimum Balance to Open
Personal Money Market Accounts
Ultimate Money Market	0.40%	0.40%	$24,999.99 or less	$5,000.00
	1.14%	1.15%	$25,000.00 - $49,999.99
	2.47%	2.50%	$50,000.00 - $99,999.99
	2.72%	2.75%	$100,000.00 - $249,999.99
	2.96%	3.00%	$250,000.00 or more
Business Money Market Accounts
Ultimate Business Money Market	0.40%	0.40%	$24,999.99 or less	$5,000.00
	1.14%	1.15%	$25,000.00 - $49,999.99
	2.23%	2.25%	$50,000.00 - $99,999.99
	2.47%	2.50%	$100,000.00 - $249,999.99
	2.72%	2.75%	$250,000.00 or more
Discontinued Products ^
Money Market with Checking	0.30%	0.30%	$24,999.99 or less	$100.00
	0.40%	0.40%	$25,000.00 - $49,999.99
	0.45%	0.45%	$50,000.00 or more
Money Market without Checking	0.25%	0.25%	$24,999.99 or less	$100.00
	0.35%	0.35%	$25,000.00 - $49,999.99
	0.40%	0.40%	$50,000.00 or more
Business Money Market	0.75%	0.75%	$49,999.99 or less	$100.00
Business Money Market	0.85%	0.85%	$50,000.00 or more

Interest rates are variable and may change. Fees may reduce earnings. See account disclosure for more details.

^No longer available to be opened.

	Interest Rate	Annual Percentage Yield	Required Minimum Balance to Earn APY	Required Minimum Balance to Open
Health Savings Account	0.10%	0.10%	$4,999.99 or less	$0.00
	0.15%	0.15%	$5,000.00-$9,999.99
	0.20%	0.20%	$10,000.00-$24,999.99
	0.25%	0.25%	$25,000.00-$49,999.99
	0.30%	0.30%	$50,000.00 or more

Interest rates are variable and may change. Fees may reduce earnings. HSA rules apply. See account disclosure for more details.