Small Business Lending

Local Expertise and Big Opportunities

Flexible Financing to Help Your Business Grow

At WaterStone Bank, we offer small business lending solutions designed to help you launch, expand, and thrive. We provide local decision-making, personalized service, and competitive financing options that empower Wisconsin business owners to move forward with confidence. We believe small business lending should be simple, accessible, and tailored to your needs. Whether you’re investing in new equipment, managing cash flow, or purchasing commercial property, our loan solutions provide the financial flexibility you need to succeed.

Working Capital Lines of Credit

Access funds when you need them to cover day-to-day expenses and seize new opportunities.

Equipment Loans

Finance essential tools, machinery, and technology to keep your business running.

Owner-Occupied Commercial Real Estate

Secure funding to purchase, refinance, or expand your business property.

Business Lines of Credit

A revolving credit option that allows you to borrow as needed and pay interest only on what you use.

Small Business Administration (SBA) Loans

Take advantage of government-backed financing with flexible terms and lower down payments.

Beyond Lending: Tools to Support Your Business

WaterStone Bank goes beyond financing by offering small business solutions that help you operate more at peak levels. Let’s build something great together! Your success starts with the right financial partner.

  • Make transactions seamless with fast, secure payment processing.
  • Safeguard your business from financial threats with advanced security measures.
  • Strengthen customer loyalty with personalized gift card solutions.
Two people at a countertop with a laptop

Other Tools to Complete Your Business

Bank Anywhere

Make using your checking account even easier with a WaterStone Bank Debit Card. Safer than carrying cash, your debit card will automatically withdraw from your checking account. Plus, earn points for great merchandise or travel with ScoreCard® Rewards!

Competitive Rates & Flexible Terms to Fit Your Needs

Business lending should be simple, transparent, and tailored to your goals. WaterStone Bank offers competitive rates, flexible terms, and local decision-making to ensure you get the right financing, without the hassle.

Meet Your WaterStone Bank Lenders

A strong banking relationship starts with the right lender. Our experienced lending team is here to guide you, whether you need financing for your business or personal banking needs. Connect with a local expert who understands your goals.

What can we help you with?

Have questions about your banking needs? Our friendly team is here to help. Whether you’re opening your first account, choosing the perfect credit card, or planning your financial future, we’re ready to provide personalized support and guidance. Reach out to us by visiting your nearest branch, giving us a call, or making an appointment. WaterStone Bank is here to make banking easy and stress-free for you.

Customer Support Center

Visit a Branch

With 14 locations across Milwaukee, Waukesha, and Washington counties, our friendly team is ready to assist you with personalized service, expert guidance, and banking solutions tailored to your needs.

Schedule an Appointment

Save time by booking an appointment for personalized assistance. Open a new account, set up beneficiaries, or access services like notary, overdraft protection, and currency exchange.

Latest Insight & Education

Stay informed and empowered with our collection of articles and tools. Whether you’re looking to improve your financial knowledge or explore tips for better banking, our resources are here to guide you every step of the way.