Business Compare Checking Accounts | WaterStone Bank

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Business Banking

WaterStone Bank is a full service bank that works with customers to fit their individual needs. In Business Banking that is no different. We offer you flexibility, personalization, exceptional customer service, and a strong desire to do what’s right for you, your business, and your employees. Since we are locally operated, we are experts in understanding the dynamics of the area markets.

We offer convenience and flexibility

We are not just looking for customers but for relationships, so we’ll do it right the first time! We offer the stability and reputation of a well-established bank and will meet with you at a time and place that works best for you.

We offer quick loan approval and turn around to help meet your deadlines, service production, new equipment or building purchase needs. We focus on providing time-saving options, allowing enhanced growth and organization to your business plan. We look at the business’ entire credit needs and work with you to customize products and services to best fit your short and long term goals.

Business Essential Checking Business Advantage Checking Business Analysis Checking Business Interest Checking
It's all here for you. Small Businesses with low volume. Sole proprietors with low volume and medium-high balances. Business with high volume and higher balances. Hybrid account for Businesses with high volume and higher balances.
Minimum to open $100.00 $100.00 $100.00 $100.00
Minimum Balance to Avoid Monthly Fee Daily Balance of $200.00 or Average Daily Balance of $500.00 Daily Balance of $2,500.00 or Average Daily Balance of $5,000.00 or if you have a Business Loan of at least $250,000.00 Average Daily Balance of $10,000.00 or Consolidated Balance of $25,000.00 Daily Balance of $200.00 or Average Daily Balance of $500.00
Monthly Fee if Minimum Balance is not Maintained $15.00 $20.00 $25.00 $15.00
Earns Interest - - Yes
Earnings Credit
Yes
Earns Interest 150 total debits & deposits items per month, then $0.35/item. Excludes CheckCard transactions 300 total debits & deposits items per month, then $0.30/item. Excludes CheckCard transactions. 500 total debits & deposits items per month, then $0.25/item. Excludes CheckCard transactions. 150 total debits & deposits items per month, then $0.30/item. Excludes CheckCard transactions.
Free Business Online Banking^^ Yes
Yes
Yes
Yes
WSB CheckCard Yes
Yes
Yes
Yes
Miscellaneous - - Merchant Check Capture (MCC) available. Items beyond threshold listed = $.15 when using MCC -
For more information, connect with your local Business Banker or contact our Customer Service at (414) 761-1000.

WaterStone Bank Offers a full line of Business Banking Products in addition to Checking accounts including:

  • Savings Accounts
  • Working Capital Lines of Credit
  • Commercial Loans
  • Equipment Loans
  • Small Business Administration Loans
  • Cash Management Services
  • Online Banking
  • Telephone Banking
  • Employee Banking Programs
  • Business Credit Cards
  • Merchant Gift Cards

Business Interest Checking: Interest earned on this account is based on tiers: $2,499.99 or less; $2,500.00 or more.

^^First three accounts free, $5.00 per account thereafter.
See Account Disclosure(s) for more information.

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