Community Reinvestment Act (CRA)

Our focus will remain on our guiding light in the journey of serving the community. We are committed to giving back to the neighborhoods we live and work in, and strive to provide relief of the economic development issues facing our communities.

Our CRA Performance Evaluation

On January 10, 2022, WaterStone Bank received a Community Reinvestment Act (CRA) rating from the FDIC Division of Depositor and Consumer Protection of "Satisfactory" for the evaluation period January 28, 2019 – January 10, 2022.

Access the full CRA Performance Evaluation.

CRA Statement

As a full service community bank with 100 years of service, we’re proud of our long-standing reputation. Strengthening our bonds within our communities is consistent with our corporate mission to provide an unparalleled banking experience. We offer a wide range of products and services, along with outstanding customer service and expertise. Since we are locally operated, we are experts in understanding the dynamics of the area markets. We pride ourselves in working closely with the local community by providing sound financial services, and giving of our time and talent to improve the place we call “home”.