Personal Checking Accounts | WaterStone Bank

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Call Customer Service, (414) 761-1000, or visit a location near you.

At WaterStone Bank, your Checking account includes all of the following:

online banking

Convenient Digital Banking at wsbonline.com

scorecard rewards

Free debit card with ScoreCard® Rewards

secure lock

SecurLOCK Equip App to control your debit card

atm access

Access to over 850 no-fee ATMs with your complimentary debit card

overdraft protection

Overdraft Protection for peace of mind‡

exceptional customer service

Exceptional customer service located in the Southeastern Wisconsin community to help you achieve your financial goals

account program

Exclusive account programs with additional benefits and special product offers for those who qualify

and more

And more!

Enroll in one of our exclusive account programs when opening a qualifying Checking account:

classic club

 

Classic Club

Customers age 50 and older can enroll in this Checking Program to enjoy great benefits and exclusive offers.

HERO

 

HERO

The HERO (Honoring Emergency Responding Officials) Program is for currently employed or retired service members including Fire, Police and Sheriff’s Department, and Healthcare Workers.

Military Valor Program checking account

 

MVP

MVP (Military Valor Program) is for Active Duty Service Members, Military Veterans and Reserve and National Guard Service Members.

student checking

 

Student Checking

The Student Checking Program is for students in high school or college, between ages 14 to 26.

Essential Checking Universal Checking Stepping Stone Checking
Simplify your life and save money with an Essential Checking account. Maximize your earnings, enjoy flexibility and extraordinary personal service. Bank On certified, this account is for individuals looking to take steps towards establishing and or improving a strong financial foundation.
No Monthly Fee With 5 Debit Card purchases or more that have posted and settled to the checking account each statement cycle^ (ATM transactions do not qualify) or direct deposits of payroll or government benefits totaling $300.00 or more each statement cycle^; otherwise a monthly usage fee of $10.00 will be imposed. With $1,000.00 average daily balance, qualify to participate in the Classic, MVP or HERO Program, or have $10,000.00 or more in average daily balances for the statement cycle^^ of related accounts; otherwise $25.00 monthly minimum balance fee will be imposed. Yes
Earns Interest $9,999.99 or less, $10,000.00-$49,999.99, $50,000.00-$99,999.99, $100,000.00 or more.
Free Online Bill Pay Yes
Yes
Yes
Free e-statement Yes
Yes
Free Personal Checks First box of checks free Checkless account
Unlimited Check Writing Yes
Yes
Free Debit Card with ScoreCard® Rewards Yes
Yes
Yes
No Fee Official Checks Yes
No Annual Fee Credit Card* Yes
Yes
See your bank advisor for credit building options
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Checking Account QuickSwitch Form

Switching to WaterStone Bank is all the more easier now. Our QuickSwitch form can help you experience a seamless transition.

View Form

‡Additional account required.

Minimum Balance to open all Checking accounts is $100.00. See account disclosure for more information.

^With 5 Debit Card purchases or more that have posted and settled to the checking account each statement cycle (ATM transactions do not qualify) or direct deposits of payroll or government benefits totaling $300.00 or more each statement cycle; otherwise a monthly usage fee of $10.00 will be imposed. A statement cycle may be from the 17th (a calendar day) of a month to the 16th (a calendar day) of the next month. To determine your statement cycle please ask your Personal Banker at the time of account opening.

^^With $1,000.00 average daily balance, qualify to participate in the MVP, Student, or BRAVO Program, or have $10,000.00 or more in average daily balances for the statement cycle^ of related accounts; otherwise $25.00 monthly minimum balance fee will be imposed. A statement cycle may be from the 17th (a calendar day) of a month to the 16th (a calendar day) of the next month. To determine your statement cycle please ask your Personal Banker at the time of account opening.

*Subject to credit approval

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