Compare Savings Accounts | WaterStone Bank

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At WaterStone Bank, your Savings account includes:

Savings AccountsCertificates of DepositMoney Market
A variety of Savings accounts for every life stageCompetitive rates to maximize earnings and flexible terms to meet your financial goalsEnjoy convenience, security and peace of mind knowing you can access your funds at any time
Blue's Jr. Bankers Savings* AccountStatement Savings^Purpose CD$1,000.00 for Standard CDs and $5,000.00 for Promotional CDsMoney Market
Minimum Balance to Avoid Monthly Fee - $100.00 $100.00 $1,000.00 for Standard CDs and $5,000.00 for Promotional CDs $10,000.00
Monthly fee if Minimum Balance is not Maintained - $5.00 - - $30.00
Earns Interest Competitive Market Rate Tiered Variable Rates: $999.99 or less; $1,000.00 - $4,999.99; $5,000.00 or more Competitive Market Rate Competitive Market Rate Tiered Variable Rates: $24,999.99 or less; $25,000.00 - $49,999.99; $50,000.00 or more
Companion Checking - Recommended for easy money management No No Recommended for easy money management
Available Mobile Check DepositYes
- -Yes
Check Writing Access - - - - Limited
Minimum to Open $25.00 $100.00 $100.00 $1,000.00 for Standard CDs $5,000.00 for Promotional CDs $100.00
Use for Overdraft Protection -Yes
- -Yes
Open NowOpen NowOpen NowChoose a CDOpen Now

*For children 14 and under only. 

^A minimum balance fee will be imposed monthly if the average daily balance for the statement cycle falls below minimum. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. A statement cycle may be from the 17th (a calendar day) of a month to the 16th (a calendar day) of the next month. To determine your statement cycle please ask your Personal Banker at the time of account opening. Statements may be received on either a quarterly or monthly basis depending on the type of activity in your account. Your statement cycle will be used to determine if your account meets minimum balance requirements even though you may not receive a monthly statement. 

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