^$50 bonus will be credited to referring customer’s WaterStone Bank SSB (WSB) depository account within 30 business days of the individual you refer opening an account with WSB or 30 business days from when the certificate is issued by the bank for accounts opened online. The individual you refer cannot be an existing WSB customer, and the new account must have been opened within 90 calendar days of certificate issue date. Account minimums apply. Individual account minimums include: $25 minimum to open a Blue’s Jr. Bankers Savings Account; $100 minimum to open a Checking Account; $10,000 minimum to open a Money Market Account; $5,000 minimum to open a Promotional CD; $100 minimum to open a Purpose CD; $1,000 minimum to open a Standard CD; $100 minimum to open a Statement Savings Account. Certificate must be presented at the time of new account opening by the individual you refer for you to obtain the bonus. If the new account was opened online, certificate must be mailed to WaterStone Bank, 11200 West Plank Court, Wauwatosa, WI 53226 or dropped off at a WSB branch within 14 calendar days of account opening. By using the referral certificate, the individual you are referring will be aware that you are a customer of WSB. Employees and agents of WaterStone Bank SSB, its respective affiliates and subsidiaries and members of their immediate families and households are not eligible. Does not apply to HELOC accounts. For tax reporting purposes, a 1099 will be issued at yearend to recipients of bonuses. Offer subject to change at any time.